- Scam
Community report for 02 8124 8331 (0281248331): Caller impersonating Commonwealth Bank claiming overseas funds received, requesting personal information.
Commonwealth Bank Impersonation Reports for 02 8124 8331
A contributor has reported receiving a call from 02 8124 8331 (also written as 0281248331) from someone claiming to represent Commonwealth Bank. The caller alleged that thousands of dollars had been received into an account from overseas, despite the recipient not having an account with Commonwealth Bank. This is a classic impersonation tactic designed to create urgency and manipulate the target into disclosing sensitive personal information.
What the Caller from 02 8124 8331 Said
The caller from 0281248331 posed as a Commonwealth Bank representative and made an unsolicited claim about overseas funds depositing into an account. This approach exploits two psychological triggers: the promise of unexpected money and the illusion of legitimacy by invoking a trusted Australian financial institution. The caller's intent was clearly to extract personal or financial details from the contributor.
Why This Tactic Works
Impersonating a major bank like Commonwealth Bank is effective because most Australians maintain accounts with the institution. When a caller claims to represent your bank and mentions account activity, the natural response is to engage and verify. However, 02 8124 8331 callers are counting on this reaction. Legitimate banks never cold-call customers to discuss account activity or request personal information over the phone.
What to Do If You Receive a Call from 02 8124 8331
If 02 8124 8331 calls you:
- Do not: Confirm your identity, provide account details, passwords, or personal information over the phone
- Do not: Follow any instructions to transfer funds or visit a website the caller provides
- Do: Hang up immediately and contact your bank directly using the number on your bank card or statement
- Do: Block the number to prevent repeat calls
- Do: Report the call to the ACMA and Scamwatch
How to Verify Legitimate Bank Communications
Genuine Commonwealth Bank staff will never ask for passwords, PIN numbers, or full card details during an unsolicited call. If you're unsure whether a call claiming to be from 0281248331 or any bank is legitimate, hang up and call your bank's official customer service line using the contact details on your card. This ensures you're speaking to your actual financial institution, not a scammer.
How to Report 02 8124 8331
Report this number and the impersonation attempt to the following Australian authorities:
- Scamwatch: scamwatch.gov.au - File a detailed report of the call, including what the caller claimed
- ACMA (Australian Communications and Media Authority): acma.gov.au - Lodge a formal complaint about the impersonation call
- ReportCyber: cyber.gov.au - If the caller attempted to obtain sensitive financial information
- Commonwealth Bank directly - Contact your bank's fraud team to report the impersonation using their official phone number
Contributing your experience on Reverseau helps other Australians recognise similar calls from 02 8124 8331 and protect themselves from the same scam.
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What Our Users Reviewed
Woman claimed to be Commonwealth Bank saying thousands received into my account from overseas, but I don't have an account with them
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WRITE A REVIEWFrequently Asked Questions
Why would someone impersonate Commonwealth Bank when calling from 02 8124 8331?
Scammers use bank impersonation because it creates immediate trust and urgency. By claiming to represent 02 8124 8331's Commonwealth Bank, they exploit your instinct to protect your account, making you more likely to answer questions or act quickly without verifying the caller's identity.
What should I do if 0281248331 claims I have unexpected overseas funds?
Hang up immediately. Legitimate banks never notify customers of account activity via unsolicited calls. Instead, contact Commonwealth Bank directly using the number on your card or their official website to verify if any such transaction exists.
Is 02 8124 8331 really calling from Commonwealth Bank?
No. Community reports indicate 02 8124 8331 is being used by scammers impersonating Commonwealth Bank. The actual number does not originate from the bank. Always verify by calling your bank back on an official number rather than trusting the caller's identity.
What personal information did the caller from 02 8124 8331 try to obtain?
According to the contributor's report, the caller from 0281248331 was attempting to get personal information by claiming funds had been received. Scammers using this tactic typically seek account details, passwords, dates of birth, or card numbers once you're engaged in conversation.
Should I return a missed call from 02 8124 8331?
No. Do not return calls from 02 8124 8331. If you're concerned about a legitimate banking matter, initiate contact yourself using the verified phone number on your Commonwealth Bank card or official statements. Returning unknown calls plays into the scammer's strategy.
How can I stop calls from 02 8124 8331?
Block 0281248331 in your phone settings to prevent the number from calling you again. Additionally, report the number to the ACMA at acma.gov.au and Scamwatch at scamwatch.gov.au. If the caller obtained any of your personal information, consider placing a fraud alert with your bank and monitoring your account for suspicious activity.