- Suspicious
- Scam
Community reports for 0480 039 638 (0480039638) describe bank impersonation scams claiming unauthorised transactions and requesting personal information.
Bank Impersonation Reports for 0480 039 638
Three contributors have flagged 0480 039 638 (also written as 0480039638) for suspicious activity. The most detailed report describes a caller impersonating a Bendigo Bank representative, claiming to investigate an unauthorised transaction of $2,800 to a US-based company. This caller from 0480039638 used tactics commonly associated with financial fraud, including requesting personal account information and becoming evasive when questioned.
Beyond the impersonation attempt, contributors have also reported silent calls and repeated missed calls from this mobile number, suggesting a pattern of persistent contact typical of scam operations.
What Callers from 0480 039 638 Claim
The primary report involving 0480 039 638 documents a caller with an Indian accent posing as a Bendigo Bank staff member. The caller alleged a transaction of $2,800 had been processed to a US company without authorisation, attempting to create urgency around account security. When the recipient became suspicious and asked clarifying questions, the caller's responses became defensive and unhelpful.
Notably, when the recipient requested a callback number to verify the call, the caller responded rudely and questioned why the customer wouldn't know their bank's 1300 number. This reaction is characteristic of fraudsters who fear verification attempts. The caller from 0480039638 also pressed for information about other family members with account access, a tactic designed to identify additional potential victims or gather household intelligence.
Call Patterns and Timing
Reports about 0480 039 638 span a 24-hour period in mid-November 2024. One contributor noted receiving repeated calls and missed voicemails from this number without messages being left. Another report from 0480039638 describes a call that was answered followed immediately by the caller hanging up with no explanation. This pattern of silent calls interspersed with answered calls is consistent with scam operations testing which numbers are active before escalating to social engineering attempts.
What to Do If You Receive a Call from 0480 039 638
If 0480 039 638 calls you:
- Do not: Confirm personal details, account information, or family member names; return the call to this number; discuss unauthorised transactions or account concerns raised by the caller
- Do: Hang up immediately and contact your bank directly using the number on your bank card or official website; never use a number provided by the caller; ask your bank directly whether they have tried to contact you about any transactions
- Do: Block 0480039638 on your phone after ending the call
Legitimate banks will never call asking you to confirm whether you authorised a transaction as a first step. They verify your identity through their systems before discussing account matters.
What to Do If You Receive an SMS from 0480 039 638
If you receive a text message from 0480 039 638:
- Do not: Click any links; reply to the message; provide any personal or financial information
- Do: Report the message as spam immediately; forward suspicious SMS to 0429 999 888 (ACMA); delete the message; block the number on your phone
How to Report 0480 039 638
If you've received scam calls from 0480 039 638 (0480039638), report the activity to Australian authorities:
- Scamwatch: Report the bank impersonation attempt at scamwatch.gov.au
- ACMA (Australian Communications and Media Authority): Lodge a complaint about the calls and SMS at acma.gov.au
- Your bank: Contact Bendigo Bank directly to report the impersonation attempt using the number on your card
- Reverseau: Contribute your experience with 0480 039 638 to help other Australians identify this number
Help others by sharing your experience with 0480 039 638!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Unknown number calling a lot, waiting for voicemail
Indian man pretending to be from Bendigo Bank querying if I had authorised a transaction for $2,800 to a company in the US. When he queried if any other member of the family may have used the account as I became suspicious and asked why he was asking that question when he should be able to see what type of account I held. I then asked for a return phone number to verify his call and he rudely asked why I didn't know the banks 1300 number if I was a customer of theirs. I ended the call at that point. SCAM POS.
Rings and hangs up. No message left. Probably another scammer.
Help others by sharing your experience with 0480 039 638!
WRITE A REVIEWFrequently Asked Questions
Why would a scammer call from 0480 039 638 claiming to be from Bendigo Bank?
The caller from 0480 039 638 (0480039638) was attempting to trigger urgency and panic by claiming an unauthorised transaction. This creates pressure for you to 'verify' details or approve transfers that would actually send money to the scammer. Bank staff never initiate account security discussions by asking customers to confirm transactions - they verify identity first through their systems.
What should I do if 0480 039 638 calls asking about a $2,800 transaction?
Do not engage. Hang up immediately and contact your bank using the number on your card or their official website. Tell them you received a suspicious call from 0480039638. Your bank's real phone staff will not ask you to confirm whether you made a transaction; instead, they'll have that information in their system and will verify your identity first before discussing any account activity.
Is 0480 039 638 really calling from Bendigo Bank?
No. The caller from 0480 039 638 (0480039638) is impersonating Bendigo Bank. One contributor who received the call noted the caller became evasive and rude when asked verification questions - legitimate bank staff are trained to assist with security concerns. Additionally, this number is registered as a mobile service, not a bank line.
What does it mean when 0480 039 638 calls but hangs up immediately?
Silent or immediate hang-up calls from 0480039638 are often part of scam testing operations. Scammers use such calls to identify active phone numbers before attempting more sophisticated social engineering attacks. Once they know a number is active, they may call back with the bank impersonation script, as documented in reports about 0480 039 638.
Why did the caller from 0480 039 638 ask about other family members using the account?
This is a red flag tactic. By asking about family members, the caller from 0480039638 was gathering information about potential additional victims in your household or trying to create confusion about who might have access to the account. Legitimate bank staff never need to ask this - they have verified account holder information in their systems.
Should I call back 0480 039 638 to verify it was really my bank?
No. Do not call back 0480039638. Scammers often provide numbers that route to their own operation. Instead, always initiate contact with your bank by calling the number on your bank card or visiting the official website. This ensures you're speaking to genuine bank staff, not connecting back to the scammer.