1300 431 897 - Scam Call: Fraudulent Commonwealth Bank Impersonation

• Scam
• Spam

Beware of the phone number 1300 431 897, reported as a scam associated with fraudulent activities mimicking Commonwealth Bank. Learn how to identify and handle unsolicited calls from this number.

Understanding the Risks of 1300 431 897

The phone number 1300 431 897 / 00431897 has raised numerous alarms among users, leading many to classify it as a scam call. Reports indicate that the number is connected to fraudulent activities impersonating Commonwealth Bank, particularly through automated calls and text messages.

Classification of 1300 431 897

Based on user reviews and feedback, this number falls squarely into the scam category. It is frequently associated with attempts to extract personal banking information under false pretenses.

Types of Scam Activity

The nature of the scam involves automated messages that claim to be notifying users about unrecognized transactions or suspicious activity on their bank accounts. The calls often prompt the receiver to provide sensitive information, such as bank account numbers and passwords, which is a grave violation of security protocols. It is crucial to remember that legitimate institutions like Commonwealth Bank will not ask for sensitive information in this manner.

How to Handle Calls from 1300 431 897

• Do not engage: If you receive a call or text from this number, do not respond with any personal information.
• Verify the source: If you suspect a communication is from your bank, directly contact the bank using verified contact methods.
• Report the number: Consider reporting this number to your local authorities or a consumer protection agency.
• Utilise Reverse Phone Lookup: Tools like Reverseau can help determine the legitimacy of unknown phone numbers.

Conclusion

In summary, 1300 431 897 / 00431897 is a fraudulent phone number misrepresenting Commonwealth Bank's communication methods. Users are advised to remain vigilant, use Reverse Phone Lookup Australia services to identify unfamiliar callers, and share any experiences to prevent others from falling victim to these scams. Remember, staying informed is your first line of defence against fraud.