- Suspicious
- Scam
Discover why the number 1300 154 585 is reported as a debt collection agency. Learn how to handle calls from this number and protect yourself from potential scams.
Understanding 1300 154 585: A Debt Collection Agency
The phone number 1300 154 585 / 00154585 has raised significant alarm among Australian users who have classified it as a scam. Reports suggest that this number belongs to a debt collection agency employing questionable tactics to recover alleged debts from individuals.
The Nature of the Calls
Users have reported the concerning activities of the callers from this number, highlighting their attempts to reach not just the individuals responsible for debts, but also to contact their relatives, friends, and even colleagues. This invasive approach aims to extract information or pressure those associated with the debtor into making repayments, which many believe is not only unethical but also illegal.
Why You Should Be Cautious
- Intimidation Tactics: Debt collectors have been noted to use intimidation to induce anxiety, often pushing individuals into making payments they may not legally owe.
- False Sense of Urgency: These agencies often create a false sense of urgency, leading the individual to believe that significant repercussions are imminent unless action is taken immediately.
- Legal Standing: It's important to understand that once a debt is transferred to a collection agency, the original borrower may no longer be liable for it, particularly when debt was purchased at a fraction of its value.
- Call Frequency Regulations: According to legal guidelines in Australia, collection agencies are restricted to a maximum of three calls per week; however, if you do not respond, they may decrease their attempts significantly.
What to Do If You Receive a Call
If you receive a call from 1300 154 585 / 00154585, the best course of action is to remain calm and informed. Here are some practical steps you can take:
- Do Not Engage: If you answer and realize it is a debt collector, avoid admitting any liability or entering into agreements.
- Hang Up: Practise your right to simply hang up. This may prevent further calls as they are only allowed a limited number of attempts.
- Know Your Rights: Familiarize yourself with your legal rights regarding debt collection practices. The Australian Competition and Consumer Commission (ACCC) has valuable resources that outline what to expect from debt collectors.
Understanding how to handle calls from such numbers is crucial. Knowledge is power, and recognising that 1300 154 585 / 00154585 is perceived as a potential scam can help you avoid falling victim to their tactics.
If you're seeking to know more about who called you or to find additional information about a specific phone number, consider utilizing resources such as Reverseau, which offers comprehensive support through a reverse phone lookup in Australia.
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What Our Users Reviewed
Debt collection agency attempting to recover money by blowing out the phones of third parties that may or may not know the subject of the alledged debt.
They attempt to call parents, siblings, cousins, neighbours, work colleagues, anyone even remotely associated with the subject or their lives in the hope they can get to them. What they do is illegal, and they can safely be ignored.
When a bad debt is passed onto a debt collector, the agency purchases the debt for 10 to 20 cents in the dollar and then attempt to collect the FULL amount from the original borrower (plus interest).
However, what most people are unaware of is that once the debt has been purchased by a third party, the debt has been expunged for the original borrower, and that is the end of the matter. The only signature from the borrower is on a contract between the bank/credit provider and the borrower. There is no signed contract between a debt collector and the original borrower.
Therefore, do not admit or agree to anything a debt collector says on the phone, as they will attempt to trick you into entering into a contract with them (if you're the original borrower they are after) and try to get you on a 'payment plan'.
The statute of limitations means they can only chase you for a maximum of five years, but if you admit to anything or enter into agreement with them (even verbally), then that resets and you can be harangued another five years or until you've satisfied the needs of these vultures.
Your best bet is to avoid them like the plague, legally they have no clout. All they have is intimidation tactics on the phone. Weak!
They are legally only allowed to call 3 times a week or 12 in a month, but that is IF YOU ANSWER. So answer the call & just hang up & they won't be able to call again.
They send messages saying "we would like to help you resolved an important matter in your name, please call 1300 154 585 reference ....".
From a continually changing bank of mobile numbers.
Their english is poor, they ask for personal information (name, dob, MDL etc) and won't disclose what the matter is about.
Scam/spam is too polite, they are SCUM.
Recoveries Corp.