0490 071 412 - Debt Collection Agency

• Legit

The phone number 0490 071 412 has been reported as belonging to State Mercantile, a debt collection agency. If you receive a call from this number, read on for tips on managing debt-related calls effectively.

Receiving a call from a number you don't recognise can often lead to a flurry of questions and potential anxiety. One number that has raised alarms among Australian users is 0490 071 412. Based on user reports, this number is associated with State Mercantile, a debt collection agency known for following up on outstanding debts.

When it comes to categorising this number, it clearly falls into the category of a telemarketer, specifically one operating in the debt collection space. State Mercantile contacts individuals who may have overdue debts, aiming to negotiate repayment options.

For those answering calls from 0490 071 412, understanding that it's likely a legitimate business trying to collect on debts can provide some solace. However, it's essential to be cautious when handling such calls:

• Before sharing any personal information, confirm the identity of the caller.
• Ensure you are aware of your current debts and whether they are handled by State Mercantile.
• If you're unsure about the call or feel pressured, take a step back. You have the right to request more information in writing.

Being informed is a powerful tool. If you wish to learn more about who called you, consider using a service that offers Reverse Phone Lookup Australia capabilities. Such services can help identify ongoing communications and provide insights into the legitimacy of the callers.

In conclusion, while 0490 071 412 is not a scam, receiving a call from a debt collection agency can still feel intrusive. Stay informed and handle these calls with care to ensure you are protecting your personal and financial information.