- Scam
- Legit
- Suspicious
0485 895 104 (0485895104): 3 community reports including legitimate St. George Bank contact, suspicious caller mentioning personal details, and SMS verification code scam.
Mixed Reports for 0485 895 104
Three contributors have reported calls and SMS from 0485 895 104 (also written as 0485895104), with conflicting patterns. One report confirms a legitimate St. George Bank verification call, while two others describe suspicious or scam-like behaviour from the same number. This mixed pattern suggests either number spoofing, a compromised service, or potential misuse of a legitimate banking contact line.
The most concerning report involves 0485895104 sending an SMS verification code described as incorrect, paired with a request for personal information. A second report indicates a caller mentioning the recipient's ex-partner and referencing an unrelated email, which the contributor flagged as suspicious. These reports warrant caution even though one contributor experienced legitimate bank contact.
What Callers from 0485 895 104 Have Reported Claiming
One contributor received a call from 0485 895 104 claiming to be from St. George Bank, requesting verification code delivery for account security purposes. This aligns with genuine banking practice.
However, another contributor reported a caller from this number mentioning their ex-partner by name and referencing a specific email, which appeared unrelated to any banking service. This suggests either social engineering or an attempt to establish false credibility by referencing personal details.
The SMS scam report describes 0485895104 sending a verification code that was flagged as incorrect, combined with a request for personal information. This is a red flag for SIM swap or account takeover attempts, where scammers try to trick users into confirming or resending sensitive details.
Key Concern: Personal Information Requests
One report specifically mentions a personal information request accompanying an SMS from 0485 895 104. Contributors should be aware that legitimate banks will never ask you to confirm passwords, PINs, or full card details via SMS or unsolicited calls. If you receive a call or message from 0485895104 asking for personal details, it is likely fraudulent even if it references real account information you recognise.
What to Do If You Receive a Call from 0485 895 104
If 0485 895 104 calls you:
- Do not: Provide passwords, PINs, card numbers, or CVV codes over the phone, even if the caller claims to be from St. George Bank
- Do not: Confirm personal information like address or date of birth in response to the caller's questions
- Do: Hang up and call St. George Bank directly using the number on your bank card or their official website
- Do: Block 0485895104 if the call feels suspicious or requests sensitive details
- Do: Report the number to your bank immediately if it claims to be from St. George Bank but behaves suspiciously
What to Do If You Receive an SMS from 0485 895 104
If 0485895104 sends you an SMS verification code or personal information request:
- Do not: Click any links in the message
- Do not: Reply with personal information or verification codes
- Do not: Use a code from this number even if it appears to be for your bank account
- Do: Delete the message immediately
- Do: Contact your bank using the official number on your card to verify if they sent the SMS
- Do: Report the SMS as spam to your mobile provider and forward it to 0429 999 888 (ACMA spam reporting)
How to Report 0485 895 104
If you receive suspicious calls or SMS from 0485 895 104, report them to:
- Scamwatch: scamwatch.gov.au - Lodge a report about the scam attempt or suspicious call
- ACMA (Australian Communications and Media Authority): acma.gov.au - Report illegal activity or spoofed numbers
- Your mobile provider: Report 0485895104 as spam and request it be blocked
- St. George Bank: If the number claims to represent them, notify the bank directly via your account portal or the number on your card
- Reverseau: Help other Australians by contributing your experience with 0485 895 104 to our community database
Help others by sharing your experience with 0485 895 104!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Outfit asking for payment to recover funds for you
St. George Bank called to send verification code, totally legit
Caller mentioned my ex and some weird email, seemed dodgy
Scam call sent me an incorrect SMS verification code
Help others by sharing your experience with 0485 895 104!
WRITE A REVIEWFrequently Asked Questions
Is 0485 895 104 definitely a scam?
No. One contributor received a legitimate St. George Bank verification call from 0485 895 104, but two other reports describe suspicious or scam-like behaviour from the same number. This could indicate number spoofing (where scammers fake legitimate numbers) or a compromised service. Always verify by calling your bank directly before trusting any unexpected call from 0485895104.
What should I do if 0485 895 104 asks for my verification code?
Do not share it. Legitimate banks never ask for verification codes via unsolicited calls or SMS. If 0485895104 requests your code, hang up immediately and call St. George Bank using the number on your card. One contributor reported receiving an incorrect verification code from this number paired with a personal information request, which is a clear scam indicator.
Can I trust 0485 895 104 if it mentions my bank name?
Not automatically. While one report confirms legitimate St. George Bank contact from 0485 895 104, another contributor noted the caller mentioned their ex-partner and unrelated emails to establish false credibility. Scammers use personal details to sound convincing. Always hang up and verify through official channels before trusting 0485895104.
What is a personal information request scam, and was 0485 895 104 involved?
Yes. One report describes 0485895104 sending an SMS with an incorrect verification code alongside a request for personal information. This is a common SIM swap or account takeover tactic where scammers trick you into confirming passwords, PINs, or recovery details. Never provide personal information to 0485 895 104 even if it appears to be from your bank.
How do I report 0485895104 to the authorities?
Report 0485895104 to Scamwatch at scamwatch.gov.au for suspected scam activity, and to ACMA at acma.gov.au if you believe the number is spoofed or being used illegally. You can also report the SMS to 0429 999 888. Notify your mobile provider and St. George Bank directly if 0485 895 104 impersonated them.
What is number spoofing, and could it explain the mixed reports for 0485 895 104?
Number spoofing is when scammers fake a legitimate phone number to deceive you. The mixed pattern for 0485 895 104 - one legitimate bank report and two suspicious/scam reports - could indicate spoofing. Scammers may be using 0485895104 to impersonate St. George Bank or create false credibility. Always verify caller identity independently.