0457 082 463: Debt Collector - Shield Mercantile Reports

• Legit

The phone number 0457 082 463 has been reported as belonging to Shield Mercantile, a debt collection agency. This article offers insights on handling calls from this number and understanding your rights.

Identifying 0457 082 463

The phone number 0457 082 463 / 0457082463 has been tagged by users as associated with Shield Mercantile, a well-known debt collection agency in Australia. Understanding who is on the other end of the line can save you time and stress, especially if you receive unwelcome calls.

Classification: Legitimate Debt Collector

Upon analysing user reports, it’s evident that 0457 082 463 / 0457082463 operates as a legitimate number linked to debt collections. Users have specifically noted interactions with Shield Mercantile, confirming the identity of the caller. Shield Mercantile is authorized to pursue outstanding debts in compliance with Australian laws.

What to Expect When You Receive a Call

Receiving a call from this number typically means they are reaching out regarding a debt. It’s essential to stay calm and collected. Here are some guidelines:

• Verify Your Debt: Always ask the caller for details about the debt in question. They are required to provide you with information that verifies your obligation.
• Know Your Rights: In Australia, you have rights as a consumer. Familiarise yourself with the Australian Competition and Consumer Commission (ACCC) regulations regarding debt collection practices.
• Respond Accordingly: If the debt is valid, consider your options for payment or negotiation. If it isn’t, notify them immediately and seek further advice if needed.

Handling Future Communications

Should you prefer not to communicate over the phone, inform Shield Mercantile of your preferred method of contact, such as email or through a letter. Remember, effective communication can often mitigate potential misunderstandings.

In conclusion, while 0457 082 463 / 0457082463 may initially seem like an intimidating number, understanding its true nature as a legitimate debt collection service allows you to handle it with confidence. Use services like Reverseau to further investigate calls and gain insight into who called you in Australia. Staying informed is your best defence.