0431 264 051: Scam Alert - Phishing Attempt Posing as CommBank and NetBank

• Scam

0431 264 051 has been reported by users as a scam, impersonating CommBank and NetBank. If you receive a call or message from this number, be cautious. Learn how to protect yourself from such scams.

Understanding the Threat: Scam Calls from 0431 264 051

The phone number 0431 264 051 / 0431264051 has garnered attention for all the wrong reasons. Recent user reports classify this number as part of a phishing scam that falsely claims to be associated with prominent Australian banking institutions, specifically Commonwealth Bank (CommBank) and NetBank. As scammers become increasingly sophisticated, it’s crucial to stay vigilant.

Details of the Scam

All reports regarding 0431 264 051 / 0431264051 emerged on the same day, 02 May 2023. Users received messages claiming there was a new bank payee added to their accounts, triggering alarm bells for many. The impersonation of trusted financial services in these scenarios is a common tactic used by fraudsters to extract personal information from unsuspecting victims.

Recognising the Signs

This type of scam typically involves the following characteristics:

• Urgent Messaging: Scammers often create a sense of urgency, leading victims to act without thinking.
• Impersonation: By masquerading as reputable banks, they gain trust quickly.
• Lack of Personalisation: Generic messages that do not include the recipient's name are often fraudulent.

How to Respond

If you receive a call or message from 0431 264 051 / 0431264051, follow these steps to protect yourself:

• Do Not Engage: Do not respond to the message or call.
• Verify Independently: Contact your bank using official contact details to confirm any suspicions about account activity.
• Report the Number: Let your provider know about the scam and consider reporting it to the Australian Cyber Security Centre (ACSC).

Stay Informed with Reverseau

For further protection against such scams, utilise services like Reverseau for a thorough reverse phone lookup in Australia. By identifying who called you, you can make informed decisions and protect yourself against these deceptive tactics. Remember, it’s always better to be safe than sorry when it comes to your personal information. If you have experienced a similar issue, sharing your insight can assist others in avoiding potential scams.