04 2902 3985 - 0429023985: Bank Impersonation and Phishing Scam

• Scam

04 2902 3985 (0429023985): Community reports reveal bank impersonation SMS and calls attempting to steal payment details and personal information.

Bank Impersonation and Phishing Reports for 04 2902 3985

Three contributors have reported 04 2902 3985 (also written as 0429023985) as a bank scam number linked to fraudulent activity. The reports indicate a coordinated operation using both SMS and phone calls to impersonate financial institutions and extract payment details or personal information from recipients.

This Telstra mobile number has been flagged for classic bank impersonation tactics, with one contributor describing it as tied to established banking fraud patterns. The SMS reports are particularly concerning as they use phishing links and request sensitive personal information under the guise of legitimate payment verification.

What Callers and Messages from 04 2902 3985 Claim

One contributor received an SMS claiming to be from Bendigo Bank regarding an unauthorised Apple payment of $299.95. The message included a request to call 0429023985 back if the transaction was not authorised by the recipient. This is a classic phishing approach - the scammer creates urgency around a fraudulent charge to prompt the victim to call back and provide personal or financial details.

The SMS also contained language designed to appear legitimate by mimicking real bank security procedures ("one time code", payment verification). However, the presence of the callback number 0429023985 in the message itself is a red flag - legitimate banks do not ask customers to call numbers provided in unsolicited messages.

A second contributor reported that 04 2902 3985 is owned by operators running a classic bank scam, suggesting this number is actively used as part of a larger fraud operation. A third report ties the number directly to bank impersonation calls attempting to deceive recipients.

Report Patterns

The three reports on 0429023985 span multiple contact channels. Two reports came through SMS (the most common method for phishing), one through direct phone contact. The SMS report from 2026-01-22 shows the scam was active and operational as recently as this year. The variety of contact methods suggests the scammers are using this number across multiple fraud channels to maximise contact success.

All three reports categorise 04 2902 3985 as a confirmed scam, with no ambiguity in the community assessment. One contributor noted they found 0429023985 listed on Reverseau before engaging with the message, allowing them to avoid the scam entirely.

What to Do If You Receive a Call from 04 2902 3985

If 04 2902 3985 or 0429023985 calls you:

• Do not: Answer the call, return it, engage with any requests for personal information, or provide bank details, passwords, or security codes
• Do: Let it go to voicemail, hang up immediately if you do answer, block the number in your phone settings
• Do: Contact your bank directly using the phone number on the back of your card or their official website to verify any claims about your account
• Do: Be aware that legitimate banks will never ask you to confirm details via a callback to an unsolicited number

What to Do If You Receive an SMS from 04 2902 3985

If 0429023985 sends you an SMS claiming to be from your bank:

• Do not: Click any links in the message, reply to the SMS, or call the number provided in the message
• Do not: Download any files or apps linked in the message
• Do: Delete the message immediately
• Do: Report the SMS as spam to your mobile provider (Telstra in this case - forward to 0429 999 888)
• Do: Forward the message to your bank's official fraud reporting email if provided on their website
• Do: Contact your bank directly using their official customer service number to verify the message is fake

How to Report 04 2902 3985

If you receive contact from 04 2902 3985 or 0429023985:

• Report the phishing SMS to your mobile provider Telstra
• Report the scam to Scamwatch at scamwatch.gov.au with details of the contact method, message content, and time received
• Report the number to the Australian Communications and Media Authority (ACMA) at acma.gov.au - they investigate malicious telemarketing and fraud
• Report the phishing attempt to Services Australia at servicesaustralia.gov.au if your myGov account was targeted
• If you believe you've been compromised, report to ReportCyber at cyber.gov.au
• Contribute your experience to Reverseau to help other Australians identify this scam number

Frequently Asked Questions