0420 639 904: Scam - VISA Verification Caller

• Scam

0420 639 904 has been reported as a scam number posing as VISA. Learn how to handle calls from this number and protect yourself from potential fraud.

Identifying the Threat: 0420 639 904

The phone number 0420 639 904 / 0420639904 has recently come under scrutiny for its dubious association with scam activities, predominantly impersonating representatives from VISA. Users across Australia have reported similar experiences, categorising this number firmly as a scam.

Scam Nature: VISA Verification Attempts

According to user reports, callers from this number claim to be verifying two transactions on a VISA card. However, when questioned about specific card details, such as the initial digit of the card number, the callers have been unable to provide accurate information. This evasive behaviour, combined with the abrupt ending of calls when challenged, indicates a deceptive intention likely aimed at eliciting personal information.

Why the Classification of a Scam?

• Inconsistent Information: Users have reported that the callers struggled to confirm basic card details, which raises the suspicion surrounding their legitimacy.
• Your Financial Safety: The scenario suggests a classic “phishing” attempt, where the scammer aims to extract sensitive banking information by feigning authority.
• Reported Behaviour: The immediate hang-up upon asking for verification further supports that this number is not aligned with reputable financial institutions.

How to Handle Calls from 0420 639 904

It is crucial to remain vigilant and cautious with unsolicited calls, particularly those claiming to be from financial institutions. If you receive a call from 0420 639 904 / 0420639904, consider the following tips:

• Do not provide any personal or financial information.
• Hang up and verify directly with your bank if you have any concerns regarding your account.
• Report any suspicious calls to the appropriate authorities to aid in tracking and preventing fraudulent activity.
• Utilise a Reverse Phone Lookup Australia tool, like Reverseau, to gather more information about unknown numbers.

Conclusion

Understanding the red flags associated with calls from numbers like 0420 639 904 / 0420639904 can significantly reduce your risk of falling victim to scams. Stay informed and proactive in securing your financial information, especially against persistent scams that exploit common institutions like VISA.