Understanding 0403 479 197 / 0403479197 - A Debt Collector We're Being Called By
The number 0403 479 197 has been brought to attention by users who identify it as a calling line for Panthera Finance, a company that primarily engages in debt collection. According to multiple reports, these calls can be quite challenging, as many recipients describe the calling practices as "unreasonable." It is essential to properly classify this number so that individuals can know how to handle the calls they receive.
Classification: Debt Collector
Classification based on the user report from 18/01/2016 indicates that this phone number is not a scam but belongs to a legitimate debt collection agency – Panthera Finance. However, it is vital to recognise the nature of such calls as they originate from a debt collector seeking to recover outstanding debts.
What to Do When You Get a Call From 0403 479 197
- Stay Calm: First and foremost, it’s crucial to remain composed. Debt collectors are legally obligated to treat you respectfully, and losing your temper may not help the situation.
- Verify Identity: Always ask the caller to provide their full name, company name, and details about the debt they are calling about. It’s your right to understand who you’re dealing with.
- Request Documentation: If prompted for repayments, ask for written confirmation of the debt. Legitimate debt collectors will have detailed information and documentation they can share with you.
- Do Your Research: Use services like Reverseau to perform a reverse phone lookup in Australia and gather more information about this phone number and associated agencies.
- Know Your Rights: Familiarise yourself with your rights under Australian consumer laws. You don’t have to provide any personal information without the necessary verification in place.
- Consider Legal Advice: If you feel overwhelmed or believe the collection is unjust, seek legal advice to understand your options.
Final Thoughts
In conclusion, while the number 0403 479 197 belongs to a legitimate debt collector, the experiences reported highlight the importance of staying informed and equipped as consumers. Calls from debt collectors can often be stressful; hence, proactive measures and understanding your rights are invaluable tools in effectively managing these interactions.