Understanding the Scam Behind 0402 640 117
The phone number 0402 640 117 / 0402640117 has been reported by several users as a source of scam messages, particularly targeting individuals through phishing attempts. The reviews highlight a consistent pattern of fraudulent communications masquerading as legitimate bank notifications.
Phishing Red Flags
Users received messages referencing unauthorized transactions, often incorporating significant amounts of money, such as “AUD 610.62” and “over $500.” These alerts include prompts to follow links for resolving the supposed transaction issues, which is a common tactic employed by scammers looking to harvest personal information. A distinct red flag noted is the unusual date format (YY/MM/DD), which is not standard in Australia, further indicating the likelihood of a scam.
Why This Number is Classified as a Scam
Based on user reports and the nature of the communications, 0402 640 117 / 0402640117 is clearly associated with phishing scams. Professional banks, such as the Commonwealth Bank, typically do not send messages in this manner nor require users to click on unsecured links. Additionally, legitimate financial institutions would communicate authorized transaction attempts or concerns through personal direct contact rather than vague text alerts.
What to Do If You Receive a Call or Message from This Number
- Do Not Click on Links: Avoid following any links provided in unsolicited messages.
- Do Not Provide Personal Information: Be cautious about sharing any accounts or personal details.
- Verify Through Official Channels: Contact your bank directly through known contact methods to verify if the transaction alerts are authentic.
- Report the Scam: Consider reporting the number and the message to the appropriate authorities, such as the Australian Competition and Consumer Commission (ACCC).
Final Thoughts
While the digital age has made banking more accessible, it has also opened the floodgates for scams like the one associated with 0402 640 117 / 0402640117. Users are encouraged to be vigilant and to utilise resources like Reverseau for identifying unknown numbers. It’s essential to safeguard your personal information against these increasingly sophisticated scams.