1300 885 124 - Scam Alert: Spoofing RACV Home Insurance

• Scam

Are you receiving calls or texts from 1300 885 124? This number has been reported as a scam, impersonating RACV concerning overdue home insurance. Learn how to report this scam and protect yourself.

Beware of Calls from 1300 885 124

If you've encountered calls or messages from 1300 885 124, it's essential to understand that this number has been identified as a scam, specifically attempting to spoof the reputable RACV (Royal Automobile Club of Victoria). Users have reported receiving alarming messages claiming that their home insurance policies were overdue, a tactic designed to elicit fear and prompt unsuspecting victims into taking action—often leading to unwarranted consequences.

Analysis of User Reports

In a notable report dated 15 October 2018, one user recounted receiving a text message which appeared to be from RACV, falsely stating that their home insurance had lapsed due to an overdue payment. The text message suggested urgency by claiming that insurance was due back in 2016—a blatant red flag that raises suspicions regarding its legitimacy. Scammers often utilise outdated dates to confuse recipients, tapping into their anxiety about potential lapses of coverage.

Classified as a Scam

• Type of Scam: Spoofing RACV
• Tactics Used: Sending misleading texts with alarming statements, unsolicited links
• Impact on Victims: Fear of being uninsured, possible theft of personal information if links were followed

How to Handle Calls and Messages

If you receive a call or message from 1300 885 124 / 00885124, you should:

1. Do Not Engage: Do not reply to texts or call back.
2. Verify Information: Contact RACV directly using a verified phone number to confirm any claims about your insurance status.
3. Report the Scam: Report this number via online platforms dedicated to fraud, or alert authorities to prevent others from falling victim.

Staying Safe from Scams

Always be cautious of unsolicited communications. Scammers can manipulate phone numbers and sender IDs to make them appear legitimate. For additional peace of mind, utilize platforms like Reverseau or Reverse Phone Lookup Australia to uncover who is behind unknown numbers. This proactive approach fosters better awareness and defence against scams—ensuring you know who called you in Australia.

Remember: Being informed is your best chance at avoiding the traps set by scammers.