1300 362 433: Suspicious - Possible Scam Related to Commonwealth Bank

• Scam
• Legit

The phone number 1300 362 433 may be posing as the Commonwealth Bank of Australia, with reports suggesting it could be a scam. If called, verify the legitimacy before engaging.

Understanding 1300 362 433

The phone number 1300 362 433 / 00362433 has been reported by users, raising concern over its authenticity. Classified as suspicious, it is associated with the Commonwealth Bank of Australia (CBA) but is claimed by some to potentially be a scam attempt. Let’s delve into user reports and how to manage calls from this number.

User Insights and Analysis

Reviews reveal a mixed response to this number's legitimacy. Multiple individuals have received calls, claiming to be from the CBA, particularly regarding overdue accounts. However, caution is advised, as some feedback indicates this could be an impersonation attempt, commonly referred to as “vishing,” where scammers exploit legitimate organisations for fraudulent purposes.

• Concerned Response: In user reports from early January 2019, one individual expressed cautiousness regarding the call. They did not engage, deciding instead to confirm with the bank directly.
• Caution Advised: By June 2024, some users categorically denounced the number as a scam, stating that CBA would never demand payment over the phone without context or prior communication.
• Verification of Authenticity: However, by January 2025, one individual confirmed with CBA that the number was indeed a legitimate call from their collections team, aligning with their account discrepancies.

Classification of 1300 362 433

The classification of 1300 362 433 / 00362433 remains in a grey area. While it is linked to the Commonwealth Bank's collections department, the conflicting reports suggest that legitimate calls from this number can occur alongside potential scams. The most prudent approach is to remain wary of unsolicited calls, even if the number appears genuine.

How to Handle Calls from 1300 362 433

If you receive a call from this number or similar ones, consider the following strategies:

• Do not share personal or financial information immediately. Request the caller's name, and department, and verify their identity through official channels.
• If unsure about the call's legitimacy, disconnect and directly contact the Commonwealth Bank through official contact numbers as listed on their website.
• Report any suspicious interactions to tools like Reverseau for further verification and to inform others regarding potential scams in circulation.

In summary, while 1300 362 433 / 00362433 has usages linking back to the Commonwealth Bank of Australia, users should exercise caution and opt for direct verification methods to safeguard against possible scams.