- Legit
- Scam
- Suspicious
- Uncertain
07 4829 7100 (0748297100): Contributors report calls from someone claiming to be Michelle from NAB Emerald and Mackay, asking about transfers and home loans.
NAB Impersonation Reports for 07 4829 7100
Four contributors have flagged calls from 07 4829 7100 (also written as 0748297100) for suspicious NAB impersonation activity. The caller consistently identifies as Michelle from NAB branches in Emerald or Mackay, Queensland, and initiates contact about banking matters including transfer requests and home loan offers. When one contributor called back the actual NAB to verify, the bank had no record of the outbound call from 07 4829 7100, confirming the impersonation.
The pattern across reports about 0748297100 suggests a coordinated attempt to establish false legitimacy by referencing specific NAB branch locations in regional Queensland. Contributors describe the caller as sounding "dodgy" despite the professional impersonation attempt, indicating inconsistencies in tone or behaviour that raised suspicion.
What Callers from 07 4829 7100 Claim
The caller from 07 4829 7100 identifies specifically as Michelle and claims to be calling from NAB Emerald or NAB Mackay. According to reports, the calls typically frame themselves as non-urgent banking discussions, but then pivot to enquiries about transfers and home loan offers. One contributor noted the caller asked about transfer details, while another report mentioned a home loan offer being discussed.
What distinguishes these calls from 0748297100 is the specificity of the impersonation - the caller uses a real person's name (Michelle) and real branch locations (Emerald and Mackay), which creates a veneer of legitimacy designed to bypass initial scepticism. This level of detail suggests the caller may have accessed customer information such as names, addresses, or account details.
Report Patterns and Timing
All four reports flagging 07 4829 7100 arrived between February 2025 and February 2026, with the earliest incident occurring in February 2025 and the most recent in late February 2026. Two reports came through voicemail or callback verification, while two involved answered calls where contributors spoke directly with the caller. The spacing of reports suggests either intermittent activity from 0748297100 or varied reporting patterns among affected recipients.
The calls reached recipients across different methods - one voicemail was left and verified, while others engaged with the caller directly. This mixed contact pattern indicates the caller from 07 4829 7100 may be working through a list and using both voicemail and direct conversation tactics depending on call outcome.
What to Do If You Receive a Call from 07 4829 7100
If 07 4829 7100 calls you claiming to be from NAB:
- Do not: Provide personal information, discuss account details, agree to transfers, or confirm home address or financial status
- Do: Hang up immediately and contact NAB directly using the phone number on your bank card or statement
- Do: Ask for a callback number and independently verify it through NAB's official channels before returning any call
- Do: Report the call to NAB's fraud team and provide them with the number 07 4829 7100 (0748297100) so they can investigate
- Do: Block 0748297100 in your phone settings to prevent future contact
How to Report 07 4829 7100
If you receive impersonation calls from 07 4829 7100, report the activity to the following Australian authorities:
- NAB Fraud Team: Contact NAB directly using the number on your bank card to report impersonation of their brand and staff
- ACMA (Australian Communications and Media Authority): Submit a complaint via acma.gov.au - they investigate telecommunications fraud and impersonation
- Scamwatch: Report the details at scamwatch.gov.au, which documents scam patterns and provides alerts to other Australians
- Reverseau: Contribute your experience with 07 4829 7100 (0748297100) to help other Australians identify and avoid this number
Help others by sharing your experience with (07) 4829 7100!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Called claiming to be Michelle from NAB Emerald, left voicemail, called back verified with actual NAB
Someone claiming to be Michelle from NAB Mackay called about a banking matter, sounded dodgy
michelle calling from NAB claiming to do a non-urgent banking chat, seems dodgy
Claimed to be NAB from Emerald QLD, asked about transfer and home loan offer
report claiming to be from NAB in Emerald offering mortgages and government assistance
Help others by sharing your experience with (07) 4829 7100!
WRITE A REVIEWFrequently Asked Questions
I received a call from 07 4829 7100 claiming to be Michelle from NAB. How do I verify if it's legitimate?
Hang up and call NAB directly using the number on your bank card or statement. Do not use any callback number provided by the caller from 07 4829 7100. When you reach NAB's official line, provide them with 0748297100 and ask if they made any outbound calls to you. Contributors who verified this way found NAB had no record of calls from 07 4829 7100, confirming it was an impersonation.
What information did the caller from 0748297100 ask about?
According to reports, callers from 07 4829 7100 (0748297100) asked about transfer details and home loan offers. The specificity of using real branch names like Emerald and Mackay, plus using the name Michelle, suggests the caller may have access to customer information. Never discuss transfers, loan details, or any financial information with callers from 0748297100 without verifying them independently.
Should I call back if I see a missed call from 07 4829 7100?
No. One contributor did call back 07 4829 7100 and was unable to verify any legitimate NAB connection. If you see a missed call from 0748297100 and suspect it may be impersonation, contact NAB directly instead using the number on your card or statement. Never initiate a callback to a number claiming to be from your bank - always call the official number you already have on file.
Why does the caller from 07 4829 7100 mention specific NAB branches like Emerald and Mackay?
Using real branch locations and a specific name (Michelle) makes the impersonation from 0748297100 appear more credible. This tactic is designed to lower your guard by referencing details that seem legitimate. However, NAB confirmed they had no record of calls from 07 4829 7100, meaning scammers are using branch names and staff names to deceive callers about their identity.
What should I do if I already discussed financial information with the caller from 0748297100?
Contact NAB immediately using the number on your bank card or statement and inform them of the call from 07 4829 7100. Ask them to review your account for any suspicious activity and consider whether you need to change passwords or monitor for fraud. Report the number 0748297100 to both NAB and Scamwatch (scamwatch.gov.au) so authorities can investigate the impersonation scam.
Has anyone else reported calls from 07 4829 7100 impersonating NAB?
Yes. Four contributors have reported receiving calls from 07 4829 7100 claiming to be Michelle from NAB branches in Emerald or Mackay, Queensland. At least two reports specifically flagged impersonation as the tactic. When one contributor verified with the actual NAB, the bank confirmed they had not made any outbound calls from 0748297100, confirming this is a scam impersonating NAB staff.