- Scam
Community reports for 0491 978 667 (0491978667): Callers impersonate Credit Corp, claim fake debts, and use aggressive tactics with personal information.
Debt Collection Impersonation Reports for 0491 978 667
Three contributors have reported scam calls from 0491 978 667 (also written as 0491978667) involving fake debt collection impersonation. The most detailed report describes a caller claiming to represent Credit Corp who became aggressive when the contributor disputed the alleged debt, yelling personal details including the recipient's full name and date of birth.
The aggressive behaviour and unsolicited disclosure of personal information are key red flags. Contributors report that when questioned about their identity or the legitimacy of the claim, callers from 0491978667 have hung up immediately rather than providing verification details.
What Callers from 0491 978 667 Claim
According to contributor reports, callers from 0491 978 667 impersonate Credit Corp debt collection staff. They claim the recipient has an outstanding debt requiring immediate payment. When challenged, the caller in the detailed report responded with aggression, raising their voice and reciting the contributor's personal information (name and date of birth) in what appears to be an intimidation tactic.
One contributor noted the caller hung up when their identity was questioned, which is typical scammer behaviour when verification cannot be provided. Legitimate debt collectors can always provide references, case numbers, and verifiable contact details through official channels.
Report Patterns and Timing
The most recent report about 0491978667 came through in late March 2026 involving an answered call. Two earlier reports from January 2026 describe a missed call and a call the contributor answered before recognising the scam and hanging up. The pattern suggests ongoing activity from this mobile number (Telstra-allocated).
Contributors describe the calls as unsolicited and the tactics as manipulative - using personal information to create a false sense that the caller already has legitimate knowledge about the recipient, which is a common social engineering technique in debt impersonation scams.
What to Do If You Receive a Call from 0491 978 667
If 0491 978 667 calls you:
- Do not: Confirm your identity, provide personal information, or agree to any payment arrangement
- Do not: Return the call or provide banking details
- Do: Hang up immediately if you don't recognise the number
- Do: If you believe you may have a debt, contact the creditor directly using a phone number from your official statements or their verified website
- Do: Ask for a written reference number and official correspondence if the caller claims legitimacy
- Do: Block the number 0491978667 on your phone to prevent future contact
Real debt collectors will never yell at you, demand immediate payment in threatening language, or use aggressive intimidation tactics. They provide formal written notice and follow legal procedures. If a debt is genuine, it will be documented in official correspondence from the actual creditor.
What to Do If You Receive an SMS from 0491 978 667
If you receive a text message from 0491978667:
- Do not: Click any links in the message
- Do not: Reply to the SMS or call the number
- Do: Take a screenshot of the message for evidence
- Do: Report it as spam by forwarding to 0429 999 888
- Do: Block the number 0491 978 667 on your phone
How to Report 0491 978 667
If you've received scam calls from 0491 978 667 or 0491978667, report it to Australian authorities:
- Scamwatch: scamwatch.gov.au - report the scam and get support advice
- ACMA (Australian Communications and Media Authority): acma.gov.au - file complaints about unwanted calls
- ReportCyber: cyber.gov.au - report online fraud and scams
- Local police: Contact your local police station or call 131 444 (non-emergency) to file a report
Contributing your report to Reverseau helps warn other Australians about this number and builds community intelligence about active scams.
Help others by sharing your experience with 0491 978 667!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Credit Corp called about a debt, when I said I didn't have one they yelled my name and date of birth at me and got aggressive
Scam alert, don't pick up
Scam.
Hung up when questioned their identity.
Block.
Help others by sharing your experience with 0491 978 667!
WRITE A REVIEWFrequently Asked Questions
Why did the caller from 0491 978 667 yell my personal information at me?
This is a common intimidation tactic used by scammers impersonating debt collectors. By reciting your name and date of birth, the caller creates a false impression they have legitimate records about you. One contributor reported this exact behaviour from 0491978667. Real debt collectors verify your identity through secure questions and formal processes, not aggressive confrontation.
Is 0491 978 667 a real Credit Corp number?
No. Credit Corp's actual contact details are available on their official website. Do not call 0491978667 back. If you suspect a debt exists, independently verify it by contacting Credit Corp using the phone number on your statement or their website, never using a number provided by the caller.
What should I do if 0491978667 calls me about a debt I don't recognise?
Hang up immediately. Do not confirm your identity or provide any information. If you genuinely believe you might have a debt, contact the creditor directly using a number from official sources. Legitimate creditors send written notice before collection action. Never rely on a phone call alone as proof of debt.
Why did the caller from 0491 978 667 hang up when I questioned them?
Scammers avoid verification. When challenged to provide legitimate details (case number, official address, callback verification), genuine scammers like the one from 0491978667 often disconnect rather than answer. Legitimate debt collectors have documented processes and can verify their identity through multiple channels.
Is it safe to call 0491 978 667 back?
No. Do not call 0491978667 back. If this is a scam number, returning the call confirms your number is active and may lead to more frequent contact. If you genuinely need to discuss a debt, contact the creditor independently using their official phone number from your statements or website.
How do I report calls from 0491 978 667?
Report 0491978667 to Scamwatch (scamwatch.gov.au), ACMA (acma.gov.au), and ReportCyber (cyber.gov.au). You can also file a report with local police. Each report adds to community intelligence about this number and helps protect other Australians from the same scam.