- Scam
04 8586 7626 (0485867626): Contributors report calls from someone impersonating credit card companies, claiming affiliation with Latitude Finance and Coles Mastercard.
Credit Card Impersonation Reports for 04 8586 7626
Two contributors have reported calls from 04 8586 7626 (also written as 0485867626) involving impersonation of major credit card providers. Both callers claimed affiliation with legitimate financial institutions - specifically Latitude Finance and Coles Mastercard - despite the contributors having no active accounts with these organisations.
The mobile number 0485867626 is registered to a satellite provider, which is unusual for standard customer service calls. Contributors note the callers spoke with an accent, raising further suspicion about the legitimacy of the claims.
What Callers from 04 8586 7626 Claim
According to community reports, callers using 04 8586 7626 open conversations by claiming to represent a credit card company. One contributor reported the caller simply stated they were from their credit card provider without specifying account details or reason for contact. Another detailed account describes a caller claiming direct affiliation with Latitude Finance and Coles Mastercard specifically.
The approach appears straightforward impersonation - callers do not mention fraud alerts, suspicious transactions, or account problems, but instead establish false identity from the outset. Contributors recognised the impersonation immediately because they had no relationship with the named financial institutions.
Report Patterns and Timing
Both reports of 0485867626 came from answered calls rather than voicemail or SMS contact. The first report was logged in October 2024, with the most recent in December 2024, suggesting ongoing activity from this number over a two-month period. One contributor noted the caller's accent as distinctly non-Australian, which helped identify the call as fraudulent.
What to Do If You Receive a Call from 04 8586 7626
If 04 8586 7626 calls you:
- Do not: Confirm any personal details, card numbers, or account information. Do not assume the caller's claimed identity is genuine.
- Do: Hang up immediately without further conversation. If you hold a card from the named provider, contact them directly using the number on your statement or their official website to verify any legitimate account issues.
- Do: Block this number in your phone settings to prevent further calls from 0485867626.
- Do: Be aware that legitimate financial institutions never contact customers requesting card details, PINs, or passwords over the phone.
How to Report 04 8586 7626
If you receive a call from 04 8586 7626 or 0485867626 claiming to represent a financial institution:
- Report the call to the Australian Communications and Media Authority (ACMA) at acma.gov.au
- Report the incident to Scamwatch at scamwatch.gov.au - include the exact claims made and any information the caller requested
- Contact the financial institution the caller impersonated and report the fraudulent use of their name
- Report the number to Reverseau to add your experience to community reports and help protect other Australians
Help others by sharing your experience with 0485 867 626!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Pretended to be my credit card company
Number was used by Asian person claiming to be from Lattitude finance Coles Mastercard. Obviously a scammer as I don’t hold any credit cards.
Help others by sharing your experience with 0485 867 626!
WRITE A REVIEWFrequently Asked Questions
Why would a scammer use 04 8586 7626 to impersonate a credit card company?
Scammers impersonate well-known financial providers because most people hold or recognise these brands, making the false claim seem more credible. By using a mobile number like 0485867626 instead of a typical business line, the caller avoids immediate suspicion. The strategy relies on speed - getting you to confirm details before you think to verify independently.
What should I do if 04 8586 7626 calls and I do hold a Coles Mastercard or Latitude Finance account?
Hang up without sharing any information. Contact Coles Mastercard or Latitude Finance directly using the number on your card or statement. Legitimate financial institutions never initiate contact requesting account numbers, PINs, or passwords by phone. If there is a genuine account issue, the provider will have your details and can confirm the reason for contact once you call them.
Is 0485867626 definitely a scam, or could it be a legitimate call centre?
Based on community reports, 0485867626 has only been reported for impersonation of credit card companies by people who don't hold those cards. Legitimate financial institutions use registered business numbers and verify account details before making requests. The combination of false identity claims and the satellite mobile registration suggests fraudulent activity rather than authorised customer service.
What information did the caller from 04 8586 7626 try to obtain?
The reports indicate callers claimed to represent credit card providers, but don't specify what information was requested before the call ended. Contributors recognised the impersonation early and hung up. However, the intent of such calls is typically to obtain card numbers, expiry dates, CVV codes, or personal identification details for fraudulent use.
Why is 0485867626 registered to a satellite provider instead of a standard mobile network?
The unusual registration to Pivotel Satellite may indicate use of a specialised service or possibly a spoofed/routed number masking the actual origin. Scammers sometimes use alternative providers or call routing services to obscure their location and make tracing more difficult. This registration is another red flag alongside the impersonation tactic.
If I blocked 04 8586 7626, can the scammer just call from a different number?
Yes, scammers typically operate from multiple numbers. Blocking 0485867626 prevents calls from this specific number, but they may contact you from other lines. The best protection is to never provide personal or financial details to unsolicited callers, regardless of who they claim to be. Always verify by contacting organisations directly using official contact details.