04 8046 8268 - 0480468268: Bank Impersonation Scam

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  • Scam

One contributor reported a scam call from 04 8046 8268 (0480468268) impersonating Commonwealth Bank, attempting to verify account details for a non-existent account.

Commonwealth Bank Impersonation Report for 04 8046 8268

A contributor has reported receiving a scam call from 04 8046 8268 (also written as 0480468268) where the caller impersonated Commonwealth Bank staff. The caller attempted to verify account details, despite the recipient not holding a Commonwealth Bank account. This type of impersonation is a classic indicator of account takeover or credential harvesting fraud.

The call came from a mobile number allocated to Telstra Limited. The scammer's approach of targeting account verification without prior knowledge of the victim's banking relationship suggests a broad dialling campaign aimed at finding vulnerable targets who might confirm account information or be socially engineered into providing personal details.

What the Caller Claimed

According to the report about 0480468268, the caller claimed to be from Commonwealth Bank and requested verification of account information. What makes this report particularly telling is that the recipient does not even maintain an account with Commonwealth Bank. This mismatch is a red flag: legitimate banks only contact customers about accounts they actually hold, and they already have verified account information on file.

The scammer's attempt to verify details suggests the goal was either to:

  • Test whether the number was active and if the person would engage with banking-related requests
  • Obtain personal information that could be used for identity fraud or account creation
  • Gather details that could be sold or passed to other scam operations

Report Details and Timing

The report of the call from 04 8046 8268 was submitted on 3 December 2025. The contributor answered the call, providing a direct interaction report. A single report is noted here, though the impersonation pattern reported is consistent with organised phishing campaigns targeting Australian bank customers. Commonwealth Bank remains one of the most frequently impersonated institutions in Australian scam reports.

What to Do If You Receive a Call from 04 8046 8268

If 04 8046 8268 calls you claiming to represent Commonwealth Bank or any other financial institution:

  • Do not: Confirm, verify, or provide any account numbers, PINs, passwords, or personal identification details
  • Do not: Return the call to a number the caller provides
  • Do: Hang up immediately
  • Do: Contact Commonwealth Bank directly using the number on your bank statements or official website to verify the legitimacy of any request
  • Do: Block 0480468268 if the call repeats
  • Do: Be aware that legitimate banks never ask you to verify account information via unsolicited calls

How to Report 04 8046 8268

If you have received a scam call from 04 8046 8268 impersonating a bank, report it to the following Australian authorities:

  • Scamwatch: scamwatch.gov.au - the official Australian Consumer Law enforcement resource for reporting scams and receiving guidance
  • ACMA (Australian Communications and Media Authority): acma.gov.au - the telecommunications regulator that investigates malicious calling and can take action against providers
  • ReportCyber: cyber.gov.au - if the scam involved credential harvesting or identity theft elements
  • Your bank directly: Contact Commonwealth Bank's fraud team immediately if you have shared any information
  • Reverseau: Report your experience with 0480468268 on this page to help other Australians identify the scam

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What Our Users Reviewed

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Anonymous

scam artist trying to verify my Commonwealth Bank account, except I don't even have one


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Frequently Asked Questions

Why would a scammer claim to be from Commonwealth Bank if I don't have an account there?

Scammers using 04 8046 8268 often run broad dialling campaigns targeting multiple numbers without prior research. They rely on the fact that many people do have Commonwealth Bank accounts, and even when they reach someone without an account, they may try to trick them into opening one or believing they need to verify details. The goal is to gather personal information that can be used for identity fraud or sold to other criminals.

What information did the scammer from 0480468268 try to obtain?

The caller from 0480468268 specifically attempted to get the recipient to verify account details. This typically includes account numbers, customer ID numbers, or confirmation of personal identifying information. Even if you don't have an account with that bank, providing such details can enable identity fraud or account creation fraud in your name.

Is 04 8046 8268 a real Commonwealth Bank number?

No. The number 04 8046 8268 is a mobile number on the Telstra network and is not a Commonwealth Bank contact number. Commonwealth Bank's official customer service numbers are published on their official website. If you need to contact them, always use numbers directly from your bank statement or their official website, never numbers provided by unsolicited callers.

What should I do if I already provided information to the caller from 04 8046 8268?

If you shared personal details, account numbers, or identification information with the caller from 0480468268, contact Commonwealth Bank's fraud team immediately on their official number (from your statements or website, not from the caller). Also contact your bank to place a fraud alert on your accounts and monitor them closely for unauthorised activity.

How can I verify if a call claiming to be from my bank is legitimate?

Never confirm information to an unsolicited caller, regardless of how professional they sound. If someone from 04 8046 8268 or any number calls claiming to be your bank, hang up and ring the bank back using the contact number on your statement or their official website. Your real bank will never ask you to verify account details via an incoming call.

Should I block 0480468268 or report it?

Yes to both. Block 04 8046 8268 on your phone to prevent further contact. Then report the number to Scamwatch at scamwatch.gov.au and ACMA at acma.gov.au. Also submit a report here on Reverseau so that other Australians recognise the scam attempt from this number.