- Spam
- Legit
- Suspicious
04 8008 1828 (0480081828) reports include impersonation of loan companies, callers claiming unsolicited refinance offers with persistent tactics and false claims about mortgage status.
Home Loan Impersonation Reports for 04 8008 1828
Four contributors have reported activity from 04 8008 1828 (also written as 0480081828), with one clear scam report involving impersonation of a home loan company. The caller addressed a contributor by an incorrect name, falsely claimed the recipient had requested a refinance consultation, and made contradictory statements about the person's mortgage status when challenged.
Contributors flagged 0480081828 for suspicious behaviour including persistence after rejection, inability or unwillingness to clarify how the number obtained personal information, and claims that contradicted the recipient's actual financial situation. This number is registered as a mobile service with Pivotel Satellite, though the actual caller identity remains unclear.
What Callers from 04 8008 1828 Claim
The most detailed report about 04 8008 1828 describes a caller identifying himself as "Ryan" from an unspecified home loan company. The caller claimed the recipient had previously requested a refinance consultation, a statement that was immediately false. When the recipient expressed scepticism, the caller became more persistent and made an extraordinary claim: that despite the recipient owning their home outright with no mortgage, the caller insisted they actually do have a mortgage.
One contributor received what appeared to be a legitimate call from Star Home Loans about home loan information and assessed it as genuine, suggesting some callers on this number may actually represent lending businesses. However, another contributor reported the caller hung up immediately when asked to explain how they obtained the phone number, indicating evasiveness about sourcing methods.
Caller Behaviour and Timing
A contributor who answered a call from 04 8008 1828 noted the caller had an Asian accent and spoke in a way that made the conversation difficult to follow. When challenged on basic facts about the recipient's mortgage status, the caller doubled down with false claims rather than clarifying or withdrawing. This persistence despite contradictory information and the caller's reluctance to answer basic questions about how they sourced the number are consistent with social engineering tactics.
Reports span from June 2025 through January 2026, with at least one incoming call marked as missed. The pattern suggests ongoing dial campaigns rather than isolated contact.
What to Do If You Receive a Call from 04 8008 1828
If 04 8008 1828 calls you, particularly claiming to represent a home loan or refinance company:
- Do not: Confirm your mortgage status, provide financial details, or agree to a call-back appointment with someone who already has your personal information
- Do: Ask the caller to provide the exact company name and their full name, then hang up and independently verify by calling the lender's official number from their website
- Do: Be extremely sceptical of anyone claiming you requested a call when you did not, or who contradicts your own knowledge of your financial situation
- Do: Block the number immediately if the caller becomes evasive about how they obtained your details or becomes persistent after you decline
How to Report 04 8008 1828
If you receive unwanted or suspicious calls from 04 8008 1828, report the activity through official Australian channels:
- ACMA (Australian Communications and Media Authority): Report via acma.gov.au - they investigate telemarketing breaches and scam calls
- Scamwatch: File a report at scamwatch.gov.au with details of what the caller claimed and any financial impact
- Do Not Call Register: Check donotcall.gov.au if you believe this is unsolicited telemarketing, though scam calls may ignore this register entirely
- Reverseau: Add your own report here to help other Australians identify patterns with 0480081828
Help others by sharing your experience with 0480 081 828!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Dodgy call
Call from Star Home Loans about home loan info, seems legit
Asian male addressed me by name and introduced himself as “Ryan” from some home loan company. I couldn’t understand what he said.
He said he was calling as I requested a call to refinance my mortgage.
I immediately found this to be dubious as (a) the name he addressed me by is not what I actually go by, and (b) I own my home outright.
He asked if I was able to talk to arrange a suitable time we could sit down and discuss options.
Told him I was not interested. He seemed persistent. I then said “I own my home outright and do have a mortgage” however, he claimed I don’t own my home and I have a mortgage.
I just hung up and blocked.
Weird caller couldn't explain how they got my number, hung up when I asked for more info
Help others by sharing your experience with 0480 081 828!
WRITE A REVIEWFrequently Asked Questions
Why did the caller from 04 8008 1828 insist I have a mortgage when I don't?
One contributor received a call from 04 8008 1828 where the caller doubled down with false claims about the recipient's mortgage status even after being corrected. This contradictory behaviour, combined with the caller's refusal to acknowledge they had wrong information, is a red flag for impersonation or data scraping from outdated sources. Legitimate lenders verify information before calling and adjust their approach when corrected.
Is Star Home Loans calling from 04 8008 1828?
One contributor received what they assessed as a legitimate call about home loan information from this number, mentioning Star Home Loans specifically. However, another contributor received a call from 04 8008 1828 involving false claims about their mortgage status. The presence of both legitimate and scam-flagged reports for 0480081828 suggests the number may be spoofed, or lending companies may be using it legitimately while scammers also target the same people.
What should I do if 04 8008 1828 calls claiming I requested a refinance?
Do not confirm any details. If you did not request the call, say so clearly and ask the caller to provide their full name and company. Then hang up immediately and call that company's official number (from their website, not from any number the caller provides) to verify whether they called you. Never agree to a call-back appointment with someone who already has your number.
Why couldn't I understand what the caller from 04 8008 1828 was saying?
One contributor reported difficulty understanding the caller's speech and noted the person had an Asian accent. While accent alone is not suspicious, combined with the false claims and contradictory statements about the recipient's mortgage, the difficulty in communication may have been intentional evasiveness or a sign of an offshore operation using poor-quality calling infrastructure.
Should I block 04 8008 1828?
Yes, especially if the caller becomes evasive or persistent. One contributor blocked 0480081828 after the caller refused to clarify how they obtained their number and doubled down on false claims. If you receive another call from 04 8008 1828 and the caller cannot or will not explain their sourcing, blocking prevents further contact attempts.
Is 04 8008 1828 a legitimate lender's number?
The number is registered as a Pivotel Satellite mobile service, not a standard business line. Legitimate home loan companies typically call from fixed office numbers. While one contributor assessed a call about home loan information as genuine, the presence of scam reports involving impersonation and false claims about 0480081828 suggests caution. Always verify independently by calling official lender contact details from their website.