- Scam
Beware of calls from 0475 835 647, which has been reported as a scam related to home loans. Learn why this number is flagged and how to protect yourself from fraudulent calls.
Understanding the Threat: 0475 835 647
The phone number 0475 835 647 / 0475835647 has come under scrutiny, with multiple user reports indicating it is associated with a scam attempt. Specifically, this number poses as a representative of a legitimate bank - the Commonwealth Bank of Australia (CBA) - attempting to lure individuals into discussing home loan options without any prior legitimate contact.
Why It's Considered a Scam
According to feedback from users dated 20 June 2022 and 22 June 2022, the caller has a strong accent and used tactics to instil urgency and legitimacy by claiming to offer home loans. However, it is critical to note that under Australian law, specifically the 'No Hawking' legislation, financial institutions cannot initiate communication to sell loans or bank products unless a potential customer has reached out first.
What Types of Scams Are Involved?
This particular scam falls under the category of phishing, where fraudsters impersonate reputable companies to trick individuals into providing personal information or financial details. The callers often do so by creating a sense of urgency around an attractive offer, exploiting the trust associated with established institutions like the CBA.
How to Handle Calls from This Number
If you receive a call from 0475 835 647:
- Do not engage: If the caller claims to be from a bank or a financial service, do not provide personal information.
- Verify the identity: Hang up and contact the institution directly using verified contact details.
- Report the scam: You can report this number through Reverseau or other relevant consumer protection agencies to help others remain alert.
In conclusion, 0475 835 647 / 0475835647 is a number to avoid. It is essential to stay vigilant and cautious with unsolicited calls, especially those related to financial services. Always remember to conduct a Reverse Phone Lookup Australia to verify unknown callers and protect your personal information.
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What Our Users Reviewed
If you receive a call from someone claiming to be a bank offering you a loan account, be aware that it is definitely a scam. It is illegal for banks to solicit customers to open accounts unless the customer reaches out to them first, according to the 'No Hawking' law.
A man with a strong accent left a voicemail claiming he was from CBA and asking if I was interested in a home loan. He provided his mobile number for a callback instead of a landline, which makes me 99% sure this is a scam.