0455 012 491: Suspicious Call from a Likely Scam

• Scam

0455 012 491 has been reported as a suspicious number claiming to be from Visa's security department. Read our guide on identifying such calls and how to handle them safely.

Overview of 0455 012 491

The phone number 0455 012 491 / 0455012491 has raised significant concerns among Australian users, being classified primarily as a suspicious call. Notably, individuals have reported it as an attempt to probe for personal financial information by impersonating a legitimate institution—specifically, Visa’s security department. With this context, it's essential to understand how to recognised such scams and protect yourself from potential fraud.

What Users Are Reporting

On 31 July 2022, one user experienced a concerning interaction with this number. The caller claimed to be from Visa, regarding an unusual $300 withdrawal processed at 3 am. However, when pressed for details about which specific Visa brand the call concerned, the caller became evasive, sticking to a script without providing any clear answers. This indicates a classic red flag of a scam call, where the caller is often unable to provide verifiable information to back their claims.

Why This Is Considered Suspicious

• Impersonation of Trusted Institutions: Scammers often pose as representatives from banks or financial institutions to instill a sense of urgency and panic. However, legitimate companies will never ask for sensitive information over the phone without prior verification.
• Lack of Specific Information: The caller's inability to specify details about your Visa account is a typical tactic employed by fraudsters. Legitimate calls from your bank would reference more specific information to confirm identity.
• Pressure Tactics: Trying to elicit immediate responses from individuals, especially during critical hours (like 3 am in this case), is a common method used by scammers. It is designed to catch you off guard and prevent you from thinking critically.

How to Handle Calls from This Number

If you receive a call from 0455 012 491 / 0455012491 or any similar suspicious number, follow these guidelines:

• Do Not Engage: It's best not to provide any personal information, especially bank details. Hang up if you feel uneasy.
• Verify Independently: If the caller claims to be from a financial institution, hang up and call the bank directly using a trusted contact number.
• Report the Call: Consider reporting suspicious numbers on platforms like Reverseau. This collaborative community helps others stay informed and protected.

Remember, staying informed via tools like Reverse Phone Lookup Australia can be significantly beneficial. By documenting and sharing experiences, users can become more aware of the potential risks, ensuring our collective safety against scams like the one reported with 0455 012 491 / 0455012491.