- Scam
- Suspicious
Community reports for 04 3576 9460 (0435769460): Callers impersonating MoneyMe Financial Services and fake debt collectors. Optus mobile number flagged for financial impersonation scams.
MoneyMe Impersonation and Repo Scam Reports for 04 3576 9460
Two contributors have reported calls from 04 3576 9460 (also written as 0435769460) involving financial impersonation and debt collection deception. The most recent report describes a caller claiming to represent MoneyMe Financial Services, a legitimate Australian online lender. A second contributor reported a different caller from the same number posing as a debt collection or vehicle repossession agent, using dismissive language to discourage the recipient from taking the call seriously.
Both incidents reported from 0435769460 suggest coordinated use of the number for financial scams targeting Australians. The Optus mobile allocation indicates the number originates from a major Australian carrier, though this does not guarantee legitimacy given the impersonation tactics involved.
What Callers from 04 3576 9460 Claim
According to community reports about 04 3576 9460, callers use two distinct deceptive approaches:
- One caller claimed direct affiliation with MoneyMe Financial Services, attempting to establish credibility through a recognised brand name
- Another caller posed as a debt collection or repossession agent, instructing the recipient to disregard the call while simultaneously creating urgency and concern
The contradictory nature of these reports from 0435769460 suggests the number may be used by multiple scammers or rotating through different scripts to test which approach yields a response. Financial impersonation scams often rely on the perceived legitimacy of the named company to extract personal or banking information.
Timing and Reporting Pattern
The two reports for 04 3576 9460 span approximately five months, with the MoneyMe impersonation call occurring most recently in January 2026. Both calls were answered by contributors, indicating the number is actively dialling and connecting. The spread of reports suggests ongoing use of 0435769460 rather than a one-off incident, raising concern about repeated targeting of different individuals.
What to Do If You Receive a Call from 04 3576 9460
If 04 3576 9460 calls you:
- Do not: Confirm personal details, bank account information, or loan application history. Do not agree to any payment or verification process. Do not return the call if you hang up.
- Do: Hang up immediately and independently verify the caller's identity by contacting MoneyMe or any claimed organisation directly using their official phone number from their website. Block the number 0435769460 on your phone if calls repeat. Report the incident to relevant authorities.
- If claiming MoneyMe: Legitimate MoneyMe representatives will never demand personal information over an unsolicited call. Contact MoneyMe directly through their official website to confirm whether you have an outstanding application or debt.
- If claiming to be debt collectors: Legitimate debt collectors must provide written notice before contact. Hang up and verify any claimed debt independently through the creditor directly.
How to Report 04 3576 9460
If you receive a call from 04 3576 9460 or 0435769460, report it to:
- Scamwatch (scamwatch.gov.au) - Australia's national fraud awareness resource. Select the scam type (impersonation, debt collection, financial services) and include details of what the caller claimed.
- ACMA (acma.gov.au) - The Australian Communications and Media Authority accepts complaints about illegal calls and can investigate patterns across multiple reports.
- Australian Cybercrime Online Reporting Portal (cyber.gov.au) - Report financial scams and impersonation attempts involving Australian organisations.
- Reverseau - Contribute your experience with 04 3576 9460 to help other Australians identify this number and protect themselves from similar calls.
Each report strengthens the community record for 0435769460 and helps identify patterns used by scammers.
Help others by sharing your experience with 0435 769 460!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Bloke claiming to be MoneyMe Financial Services, just another scammer
Bloke claiming to be a repo guy, telling me to ignore it
Help others by sharing your experience with 0435 769 460!
WRITE A REVIEWFrequently Asked Questions
Is 04 3576 9460 a legitimate MoneyMe number?
No. A contributor reported that a caller from 04 3576 9460 falsely claimed to represent MoneyMe Financial Services. Legitimate MoneyMe representatives will contact you only about applications you initiated, and they will never ask for banking details during unsolicited calls. If you have a MoneyMe account or application, contact MoneyMe directly through their official website using the number listed there, not by calling back 0435769460.
What should I do if 0435769460 calls claiming I owe money?
A contributor reported a caller from 0435769460 posing as a debt collector or repossession agent. Hang up immediately without confirming any details. Legitimate debt collectors must send written notice before calling. Independently contact the creditor or organisation directly using a number you find on their official website or your loan documents - never use a number provided by the caller. Do not engage with callers from 04 3576 9460 who claim you have outstanding debts.
Why are there different scam types reported from 04 3576 9460?
Two different scam approaches have been reported from 04 3576 9460 and 0435769460. This pattern suggests either multiple scammers using the same number or a single operation testing different scripts to see which is more effective at extracting information. Either way, the number has been flagged for financial impersonation attempts and should not be trusted regardless of what the caller claims.
Can I trust 04 3576 9460 because it's an Optus mobile number?
No. While 04 3576 9460 is allocated as an Optus mobile number, scammers frequently use legitimate mobile carriers for calls and can spoof or use real numbers obtained through various means. The fact that the number originates from a major Australian carrier does not make calls from 0435769460 legitimate. Always verify independently by contacting organisations directly through their official channels.
Should I answer if 04 3576 9460 calls again?
It is safer not to answer calls from 04 3576 9460 or 0435769460. If you do answer, do not confirm personal information, bank details, or loan history. Hang up and block the number. If the caller's claim is genuine (such as a debt you actually owe), you can verify it independently by contacting the creditor directly using contact details from your official documents or their verified website.
How do I report this number to authorities?
Report 04 3576 9460 (also 0435769460) to Scamwatch at scamwatch.gov.au, ACMA at acma.gov.au, and the Australian Cybercrime Online Reporting Portal at cyber.gov.au. Include details of what the caller claimed and when the call occurred. You can also report your experience on Reverseau to help other Australians recognise this number and avoid similar scams.