04 3402 9237 - 0434029237: ANZ Rewards Points Phishing Scam

• Scam

04 3402 9237 (0434029237) SMS phishing scam impersonating ANZ bank with fake rewards expiry claims and malicious link.

ANZ Impersonation Phishing Reports for 04 3402 9237

A contributor has reported receiving a phishing SMS from 04 3402 9237 (also written as 0434029237) impersonating ANZ Bank. The message claims the recipient has 4,065 Rewards Points expiring on 4 December 2025 and urges immediate redemption. The scam uses a crafted domain designed to deceive: the link reads "aznrewards2025.bond/Rwdau" rather than the legitimate ANZ domain. This subtle misspelling is a classic phishing indicator that the contributor correctly identified.

The scam targets banking customers by exploiting the urgency of expiring rewards. The fake domain uses a .bond top-level domain (not .com.au) and includes a path that mimics legitimate reward redemption URLs. Recipients of 0434029237 who don't bank with ANZ are particularly well-positioned to recognise the fraud, as the contributor in this case did.

What Callers from 04 3402 9237 Say

The SMS from 04 3402 9237 impersonates ANZ directly with the opening "Reminder from ANZ:" to establish false authority. It creates artificial urgency by stating rewards will expire "as soon as possible" and includes a specific expiry date (4 December 2025) to pressure immediate action. The message is deliberately brief to avoid triggering spam filters, yet includes enough banking terminology to appear credible at a glance.

The phishing link "aznrewards2025.bond/Rwdau" is designed to look similar to legitimate ANZ URLs. Contributors who click the link would likely encounter a fake login page requesting ANZ credentials, card details, or personal identification information. The .bond domain suggests the scammers registered this specifically for the campaign.

Report Patterns and Timing

The report was received on 2 December 2025, just two days before the claimed expiry date of 4 December 2025. This timing is deliberate - scammers set expiry dates close to the current date to maximise panic and reduce the likelihood recipients will verify the message with their bank. The contributor received this via SMS on a mobile service (Optus mobile), which is the primary delivery method for banking impersonation phishing scams targeting Australian customers.

What to Do If You Receive an SMS from 04 3402 9237

If you receive a message from 04 3402 9237 claiming to be from your bank:

• Do not: Click any links in the message, reply to the SMS, or download any attachments
• Do not: Enter your login credentials, card details, or personal information on any website linked from the message
• Do: Delete the message immediately after reading
• Do: Contact ANZ directly using the phone number on your bank statement or ANZ's official website to verify whether the message is genuine
• Do: Check the sender's domain carefully - legitimate ANZ communications use anz.com or anz.com.au, never unusual domains like .bond
• Do: Block 0434029237 in your phone settings to prevent further messages from this number
• Do: Enable additional security on your ANZ account if you have one, such as two-factor authentication or fraud alerts

How to Report 04 3402 9237

Report this phishing scam to Australian authorities using these channels:

• Forward the SMS to the ACMA (Australian Communications and Media Authority) by sending a copy to your mobile provider's abuse team - Optus customers can report to abuse@optus.com.au
• Report to Scamwatch at scamwatch.gov.au - include the full SMS content, the number 04 3402 9237, the date received, and the fake link
• Report the phishing link to ReportCyber at cyber.gov.au to help take down the malicious website
• If you have an ANZ account, report the phishing attempt directly to ANZ through your internet banking or by calling the number on your card
• Report the scam on Reverseau to alert other Australians about 0434029237

Frequently Asked Questions