0431 591 098: Scam Alert - Phishing Attempt Impersonating Commonwealth Bank

• Scam

The phone number 0431 591 098 has been reported as a phishing scam impersonating Commonwealth Bank. Learn how to identify similar scams and protect yourself from fraudulent messages.

Understanding the Threat Behind 0431 591 098

The phone number 0431 591 098 / 0431591098 has emerged as a notorious source of scam and phishing activities in Australia, particularly impersonating the Commonwealth Bank. If you've received a message from this number, it's essential to understand what it entails and how to deal with it effectively.

What Happened?

On 23 July 2022, several users reported that they received deceptive text messages from this number. The message claimed that their bank accounts were locked, urging them to click on a dubious link. This tactic is a common phishing method used by scammers to trick individuals into disclosing their personal information, such as bank details and passwords.

How to Identify a Scam

Recognising a scam message can be challenging. Here are some key indicators:

• Urgency: Messages that create a false sense of urgency, such as account lock warnings, are often tools used by scammers.
• Unsolicited Contact: If you receive unexpected messages from numbers you don’t know, particularly regarding financial matters, it’s a red flag.
• Suspicious Links: Scammers often include links that lead to fraudulent websites. Always hover over links without clicking to see their actual destination.

How to Handle Calls or Messages from 0431 591 098

If you receive a call or message from 0431 591 098 / 0431591098, here are some steps to take:

• Do Not Engage: Do not respond to the message or provide any personal information.
• Report the Scam: Notify your telephone provider or local authorities about the suspicious communication.
• Verify with Your Bank: Contact Commonwealth Bank directly using their official contact details to confirm any urgent messages about your account.
• Use Reverse Phone Lookup Australia: Tools like Reverseau can help determine the legitimacy of unknown numbers.

Final Thoughts

When it comes to scams, being cautious is your best defence. The number 0431 591 098 / 0431591098 is clearly associated with fraudulent activity, specifically phishing attempts related to Commonwealth Bank. By staying informed and alert, you can protect yourself from potential threats and safeguard your financial information.