0431 442 395: Scam Alert - Impersonating Commonwealth Bank

• Scam

Beware of 0431 442 395, reported as a scam number impersonating the Commonwealth Bank. Learn how to recognise such scams and deal with unwanted calls.

Understanding 0431 442 395: A Dangerous Scam

The phone number 0431 442 395 / 0431442395 has been widely reported by users as posing a serious threat as a scam. Specifically, this number has been linked to attempts of identity theft by masquerading as the Commonwealth Bank of Australia (CBA). Such scams typically involve unsolicited texts or calls asking individuals to provide sensitive personal information.

Identifying the Scam

Reports from users indicate that on multiple occasions, this number has been used to send messages urging recipients to update their banking details. However, actual communication from Commonwealth Bank would typically display "CBA" or "NETBANK" as the caller ID, rather than this random number. The messages, which claim to direct users to a website for updating personal information, are indeed phishing attempts. One user flagged a Russian website linked to this scam, further confirming its illegitimacy.

How to Protect Yourself

To deal with such scams, it's crucial to remember a few key points:

• Don’t engage: If you receive communication from this number, do not respond, click links, or provide any personal information.
• Verify independently: If you're concerned, independently contact Commonwealth Bank directly using official contact information from their website.
• Report the number: Sharing your experiences with platforms like Reverseau can help others in the community by identifying and reporting such scams.

Using Reverse Phone Lookup Australia tools can help you check the legitimacy of unknown numbers you may encounter in the future. Remember, being informed and aware of such scams is your best defence against potential fraud.