0431 328 096: Scam - Commonwealth Bank AIRBNB Debit Warning

• Scam

Beware of 0431 328 096, a reported scam phone number allegedly impersonating Commonwealth Bank. This guide provides insight into handling calls from suspicious numbers like these.

Understanding the Threat: 0431 328 096

The number 0431 328 096 / 0431328096 has been flagged by users as a scam phone number. Reports indicate that this number pretends to be associated with Commonwealth Bank, claiming to provide information regarding AIRBNB debit transactions that have supposedly been placed on hold. This is a common scam tactic used to extract personal and financial information from unsuspecting victims.

Identifying the Scam

According to multiple reports received in April 2023, this number has consistently tried to masquerade as a legitimate call from Commonwealth Bank. The aim seems to be to create urgency around a thrown-in scenario involving AIRBNB expenses to trick individuals into providing sensitive information or making unwarranted transactions. The scam typically follows these lines:

• Claiming an issue: The caller mentions an AIRBNB transaction on hold, creating a sense of concern.
• Requests for confirmation: They may ask for sensitive data to ‘verify’ your identity or to ‘release’ the funds.
• Pressure tactics: callers may exhibit high-pressure tactics to rush you into a decision.

What to Do If You Receive a Call from This Number

Given the nature of the calls associated with this number, it is highly advised to take the following precautions if you encounter 0431 328 096:

• Do not answer any calls or respond to messages from this number.
• If you have answered, do not provide any personal or financial information.
• Block the number to prevent further communication.
• Report the number to the appropriate authorities, such as your telecommunications provider or the Australian Competition and Consumer Commission (ACCC).
• If you suspect you've been tricked, contact your bank or financial institution immediately.

Staying Safe from Scams in Australia

It’s critical to stay informed and cautious about suspicious calls. Services such as Reverseau and Reverse Phone Lookup Australia provide tools to help you check who called you and identify potential scams. Remember: if something sounds too good to be true or if a call induces panic regarding finances, it's essential to pause and verify. By sharing information about scam numbers, we can help protect ourselves and each other from fraud attempts.