0431 179 728: Scam Alert - Phishing Attempt Impersonating Commonwealth Bank

• Scam
• Legit

Beware of calls from 0431 179 728 – it has been reported as a phishing scam. Discover how to identify these scams and what to do if you receive a call from this number.

Understanding the Threat Behind 0431 179 728

The phone number 0431 179 728 has raised significant concern among users, receiving reports classifying it as a phishing scam. More specifically, this number poses as a representative of the Commonwealth Bank, attempting to extract personal information under the guise of a legitimate bank transaction.

What Users Are Reporting

According to user reports dated 25 April 2023, there are two primary violations surrounding this number. One message appears as a legitimate transaction notification from Commonwealth Bank using a specific Netcode to confirm a purchase at Coles. However, the receiver has vehemently claimed they don’t shop at Coles, raising immediate red flags about the authenticity of the claim.

Why This Number Is Identified as a Scam

• Phishing Tactics: The call from 0431 179 728 / 0431179728 falsely impersonates Commonwealth Bank, instructing users to log in and verify an alleged transaction. This is indicative of phishing, where the caller aims to gather sensitive banking information of unsuspecting customers.
• Lack of Relationship to Coles: Users who received such calls have reported they do not hold a relationship with Coles, suggesting that the message uses commonly deemed transactions to manipulate individuals.
• Suspicious Messages: Texts or calls that demand verification in a panic-inducing manner are standard traits of scams, designed to provoke quick, unthoughtful responses.

How to Protect Yourself

If you find yourself receiving a call from 0431 179 728 / 0431179728 or similar numbers, it’s essential to take precautions. Follow these steps:

• Do Not Engage: Hang up and do not provide any personal information.
• Verify Independently: If you have concerns regarding your bank account or potential transactions, contact Commonwealth Bank directly using verified contact details from their official website or your bank statements.
• Report the Number: Consider reporting this number to Scamwatch or your local authorities to help warn others and potentially shut down the scam operations.

Conclusion

In summary, 0431 179 728 / 0431179728 has been flagged as a scam number linked to phishing attempts impersonating Commonwealth Bank. Awareness is key in these situations – if something doesn’t feel right, trust your instincts. For assistance in identifying dubious calls, tools like Reverseau's Reverse Phone Lookup Australia can offer insights into the potential identity behind the number.