0425 820 642: Scam Call from Visa Fraud Department

• Scam

Beware of the phone number 0425 820 642, which has been reported as a scam call impersonating the Commonwealth Bank's fraud department. Learn how to handle such calls effectively.

Overview of 0425 820 642

The phone number 0425 820 642 / 0425820642 has raised significant concern among users, leading to multiple reports categorising it as a scam. This particular number is alleged to be making calls impersonating the Commonwealth Bank’s Visa fraud department, a tactic often utilised by scammers to extract sensitive personal information.

Nature of the Scam

According to a user report dated 29 August 2022, the caller claimed to be conducting an investigation into international charges on the recipient's credit card. This scenario is commonly known as a “vishing” scam – a form of phishing that occurs over the phone. The scam intends to incite panic or concern, prompting potential victims to reveal their account details, including PINs and account numbers, under the pretense of assistance.

How to Deal with Such Calls

Receiving a call from an unfamiliar number claiming to be from a bank can be alarming. Here are some steps to take if you receive a call from 0425 820 642:

• Do Not Share Personal Information: Never disclose your account number, PIN, or any other sensitive information over the phone, especially if you weren't the one who initiated the call.
• Verify the Caller: Hang up and call the Commonwealth Bank directly using their official contact number to confirm if the call was legitimate.
• Report the Incident: Report the number to authorities like the Australian Competition and Consumer Commission (ACCC) or the Commonwealth Bank itself to assist in tracking these fraudulent calls.

Classification of 0425 820 642

After analysing the available user reports, it is clear that 0425 820 642 / 0425820642 should be classified as a scam. This classification is based on the specific tactics employed by the caller, which include impersonating a legitimate institution, creating urgency, and soliciting personal information. Users are encouraged to remain vigilant against such fraudulent schemes.

For peace of mind and to protect your personal information, tools such as Reverseau can be beneficial. By employing resources like Reverse Phone Lookup Australia, individuals can verify who called and further safeguard themselves against scams like the one represented by 0425 820 642 / 0425820642.

Stay cautious and protect your information when dealing with unknown callers.