0420 974 642: Suspicious Caller Claiming to be from MasterCard/Visa

• Scam

Receive a call from 0420 974 642? This number has been flagged as suspicious with claims of unusual credit card activity. Learn how to handle calls and protect your information.

If you’ve received a call from 0420 974 642, it’s essential to be cautious as this number has been identified as suspicious. Several user reports indicate that the caller purports to represent MasterCard or Visa, claiming that there's been an attempted payment using your credit card in Nigeria. Here’s what you need to know:

Understanding the Caller

User experiences highlight a concerning pattern: the caller claimed to be from the major credit card companies, expressing urgency about confirming a payment attempt. However, when pressed for more details regarding their office location in Australia, the caller abruptly disconnected the call. This behaviour raises red flags.

Classification of the Call

Based on the information gathered, 0420 974 642 falls into the category of a suspicious caller. While it may seem like a standard security call, the tactics employed by the caller suggest this could be part of a phishing attempt, where scammers try to acquire personal information, such as your credit card details.

What to Do If You Receive a Call From This Number

• Do Not Engage: If you suspect the call is fraudulent, do not provide any personal or financial information.
• Hang Up: If you feel pressured or uncertain, it's best to end the call immediately.
• Verify Independently: If you are concerned about your credit card activity, contact your bank directly using a number you trust.
• Report the Number: Consider reporting the suspicious number on platforms like Reverseau so others can be warned.

Protect Yourself from Scams

Utilising resources like Reverse Phone Lookup Australia can help you verify unknown numbers and avoid potential threats. Being cautious and informed is vital in staying safe from scams effectively. Always remember: if it sounds too alarming to be true, it likely is.

Overall, while 0420 974 642 tries to approach you under the guise of helping with your bank security, proactive measures and careful scrutiny are crucial in protecting yourself from scams. Stay safe!