0420 580 715 - Debt Collection Call from Credit Corp

• Legit

The number 0420 580 715 is associated with Credit Corp, a debt collection agency. Learn how to handle calls from this number and your rights in dealing with debt collectors.

Understanding the Number 0420 580 715

The phone number 0420 580 715 / 0420580715 has been reported by users as being linked to Credit Corp, a well-known debt collection agency operating within Australia. When encountering this number, it's crucial to understand its nature and how to respond appropriately.

Classification of the Call

Given the user report from 22 April 2015, it is clear that this call is not a scam but rather a legitimate call from Credit Corp who specialises in debt recovery services. If you receive a call from this number, it's advisable to approach it with caution and awareness.

Who is Credit Corp?

Credit Corp is an established entity in the debt collection sector in Australia. Their role involves following up on unpaid debts on behalf of various creditors. While receiving a call from them can be unsettling, it is part of their mandate to recover funds owed to their clients.

How to Handle Calls from 0420 580 715

If you find yourself on the receiving end of a call from this number, here are several steps you can follow:

• Take a Breath: Understand that receiving such calls is common, especially if you have previously had financial commitments.
• Verify the Caller: If unsure, you may choose to hang up and call back using a verified number for Credit Corp to confirm the legitimacy of the call.
• Know Your Rights: You are entitled to ask questions regarding the debt, including the amount and the original creditor. Resources are available under the Australian Competition and Consumer Commission (ACCC) for debt collection practices.
• Document Everything: Keep a record of all calls, including times, dates, and what was discussed, which can protect you if any disputes arise.

Conclusion

In summary, receiving a call from 0420 580 715 / 0420580715 means you are being contacted by Credit Corp regarding a debt collection matter. While it is a legitimate agency, being informed about your rights and how to handle these situations can ease the stress that often accompanies such communications. For more insights into unknown callers, consider using a Reverse Phone Lookup in Australia to further clarify any calls you might receive.