0413 071 127: Scam Text Alert - Impersonation of Commonwealth Bank

• Scam

1413 071 127 has been reported as a scam number associated with a fraudulent text impersonating CommBank. Learn how to handle calls and messages from this number effectively.

Understanding the Threat: 0413 071 127

The number 0413 071 127 / 0413071127 has come to light as a scam phone number, primarily due to reports from users who received fraudulent text messages. In recent communications, users have reported disturbing text alerts that falsely represent themselves as the Commonwealth Bank (CommBank).

Classification as a Scam

This number has been classified as a scam due to users reporting deceptive texts claiming to be from CommBank. One user mentioned receiving a text on 22 April 2023, which included a message urging them to finalise a purchase of $890.20 AUD with a netcode. The message alarmingly advised them to call an additional phone number if they did not initiate the transaction—typical tactics used in phishing scams.

Recognising the Scam Technique

The type of scam perpetrated by this number is known as text message phishing or “smishing.” In this case, the scammer seeks to extract sensitive information by impersonating a reputable financial institution. It's important to note that legitimate corporations, like CommBank, will never ask for personal information or transaction confirmations via text. Always ensure to verify such claims through official channels.

How to Handle Calls and Messages from 0413 071 127

If you receive a call or text from 0413 071 127:

• Do Not Respond: Avoid replying to the message or engaging with the caller.
• Verify Independently: If the text references a bank like CommBank, contact them directly using an official contact method to confirm if the message is legitimate.
• Report the Scam: Utilize resources like Reverseau to report the number and share your experience with others, helping to inform and protect the community.

Conclusion

For those unsure about who called them, Reverse Phone Lookup Australia is a tool that can help identify callers and alert users to potential scams. Staying informed is your best defence against scams like that coming from 0413 071 127 / 0413071127.