04 1265 9664 - 0412659664: Latitude Impersonation Scam

• Scam

Community report for 04 1265 9664 (0412659664): Caller impersonated Latitude financial services. Identified as scam.

Latitude Impersonation Report for 04 1265 9664

A contributor has reported receiving a scam call from 04 1265 9664 (also written as 0412659664) where the caller impersonated Latitude, a major Australian buy-now-pay-later and personal finance provider. This type of impersonation targets people who may have used Latitude services or have outstanding accounts, creating false urgency around account issues or payment disputes.

The call to 0412659664 was answered by the contributor, who recognised the deceptive nature of the caller's claims. Latitude impersonation scams typically aim to extract personal information, banking details, or payment information by falsely claiming there is an account issue requiring immediate action.

What the Caller from 04 1265 9664 Claimed

According to the contributor's report, the caller posed as a representative from Latitude and made claims designed to appear legitimate. Latitude impersonation scams commonly involve false claims about account suspensions, outstanding debts, or suspicious activity on an account. The caller's goal is typically to convince the recipient to provide sensitive information or authorise a payment.

Because this call came from a mobile number (0412659664 is an Optus mobile), it may appear more personal or less suspicious than a business line, but this is a common tactic used by scammers to evade detection.

Report Details and Timing

The report about 04 1265 9664 was received on 10 January 2026. The contributor answered the call directly, which allowed them to identify the scam in real time rather than discovering it later through billing or account issues. This early detection prevented potential financial harm.

What to Do If You Receive a Call from 04 1265 9664

If 04 1265 9664 calls you:

• Do not: Provide any personal details, account numbers, passwords, or banking information. Do not confirm your identity beyond your name. Do not agree to any payments or transfers.
• Do: Hang up immediately if the caller claims to be from Latitude or any financial service. End the call and contact Latitude directly using the phone number on your statement or their official website to verify if there is a genuine issue.
• Do: Block 0412659664 if you receive further calls. Most mobile phones allow you to block numbers through your settings or by saving the number and selecting the block option.
• Do: Remember that legitimate financial companies will never ask for passwords, PINs, or full account numbers over the phone.

How to Report 04 1265 9664

If you receive a call from this number, report it to Australian authorities:

• Report to Scamwatch at scamwatch.gov.au with details of the call, what was said, and whether you provided any information.
• Report to the Australian Communications and Media Authority (ACMA) at acma.gov.au if you believe the call violates telemarketing or telecommunications rules.
• Report to Services Australia at servicesaustralia.gov.au if the scam relates to myGov accounts or government benefits.
• Contact your mobile provider (Optus, in this case) to report the scam call from 0412659664 and request they investigate the account associated with this number.
• If you provided financial information, contact your bank immediately and monitor your accounts for unauthorised transactions.
• Report the scam to Reverseau by submitting details about your experience with 04 1265 9664 to help protect other Australians.

Frequently Asked Questions