0408 026 127 - 0408026127: NAB Impersonation Scam Reports

5-min Read29 Reports

  • Legit
  • Scam
  • Suspicious
  • Unknown

Community reports for 0408 026 127 (0408026127): Contributors flag NAB bank impersonation SMS and calls requesting security codes, verification details, and payment information.

NAB Impersonation Scam Reports for 0408 026 127

Community reports for 0408 026 127 (also written as 0408026127) show a clear pattern of scam activity impersonating National Australia Bank. Nine contributors have reported scam activity from this Telstra mobile number, with the majority involving SMS messages designed to mimic genuine NAB security alerts and transaction notifications. The impersonation tactic is sophisticated, mimicking the format and content of legitimate NAB communications to trick recipients into providing sensitive information.

While several contributors have confirmed that legitimate NAB contact does occur via 0408026127, the predominant pattern involves fraudulent SMS claiming to be security codes, transaction warnings, or account alerts. Multiple reports specifically mention contributors verified with NAB directly that no legitimate communication had been sent, confirming the scam nature of these messages.

What Callers and Messages from 0408 026 127 Claim

Scam SMS from 0408 026 127 mimic genuine NAB security communications with high precision. One contributor received an SMS stating "Don't share this code with anyone, including NAB. Your security code is XXXXXX" - deliberately mimicking the exact format of real NAB login verification codes. This contributor called NAB on their official number and confirmed no legitimate SMS had been sent, confirming the scam.

Another report describes an SMS about a $900 PayAnyone transfer to "ELI KHAN" including a supposed security passcode. The message included instructions about contacting another number to stop further messages, a common scam tactic to create urgency and divert victims away from official NAB channels.

Reports also mention SMS claiming "unsuccessful parcel delivery" requesting payment for express delivery - a delivery scam variant sometimes bundled with banking impersonation attempts. Multiple contributors noted these messages included no legitimate links or phone numbers on the surface, yet the authenticity of the formatting made them initially believable.

Report Patterns and Timing

The scam activity spans multiple years, with the earliest confirmed scam report dating to August 2023 and ongoing reports through December 2025. SMS has been the dominant channel for scam activity from 0408026127, accounting for the majority of fraudulent reports. However, one contributor reported a call claiming to be from NAB, and another noted NAB directly confirmed this number is associated with scam activity.

The pattern shows attackers using this number intermittently over an extended period, suggesting either sustained compromised account access or ongoing spoofing activity. Several contributors reported receiving multiple messages from 0408 026 127 within short timeframes, with one mentioning "two messages with a secret code about a payment" received together.

Notably, the presence of legitimate reports (7 contributors confirming authentic NAB contact) alongside scam reports (9 contributors) suggests possible account compromise or number spoofing. One contributor who called the number back received a legitimate verification code, while others received clear scam attempts - indicating attackers may be exploiting a genuine NAB-associated number rather than using a completely fraudulent one.

What to Do If You Receive a Call from 0408 026 127

If 0408 026 127 calls you:

  • Do not: Provide security codes, passwords, or verification numbers verbally to any caller claiming to be from NAB
  • Do not: Return the call at any number provided in the message
  • Do: Let the call go to voicemail and independently verify by calling NAB on their official number (1300 262 362)
  • Do: Block this number immediately if you receive multiple calls
  • Do: Report the incident to NAB directly through their official security channels

What to Do If You Receive an SMS from 0408 026 127

If 0408 026 127 sends you an SMS:

  • Do not: Click any links in the message or reply with any information
  • Do not: Share security codes, passcodes, or verification numbers from the SMS with anyone
  • Do not: Call numbers provided in the message
  • Do: Hang up or delete the message immediately
  • Do: If the message references your bank account, call your bank directly on the official number from your bank card or official website
  • Do: Report the SMS as spam by forwarding to 0429 999 888
  • Do: Block this number in your phone settings

How to Report 0408 026 127

If you receive scam communications from 0408 026 127, report the activity to multiple agencies:

  • Report to Scamwatch at scamwatch.gov.au with details of the message content and when you received it
  • Report the SMS to the Australian Communications and Media Authority by forwarding to 0429 999 888
  • Contact your bank directly (NAB: 1300 262 362 or through your banking app) to report the fraudulent use of their identity
  • Report to ReportCyber at cyber.gov.au if the scam involved phishing attempts or credential harvesting
  • Contribute your experience to Reverseau to help other Australians identify and avoid this number

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Ratings Distribution

2.4 out of 5
5 Stars 31%
4 Stars 0%
3 Stars 14%
2 Stars 0%
1 Star 48%

What Our Users Reviewed

A
Anonymous

Got a random code SMS, rang the bank's official scam line to check and they confirmed it was legit from the bank, possibly just sent to the wrong number or someone fat-fingered it, not a con but sus either way

A
Anonymous

Caller impersonated a bank asking for a six-digit verification code, lost over two grand that got transferred overseas, notified the bank but uncertain about recovery

A
Anonymous

Got an access code from this number, changed my account password straight away

A
Anonymous

408026127 is from NAB

A
Anonymous

claims to be from NAB but it's a scam

A
Anonymous

Notification claiming to be a security alert from NAB

A
Anonymous

Authentic number, called them back and got verification code

A
Anonymous

Warning about NAB spoofing, could be impersonating bank

A
Anonymous

Only sends SMS about NAB transaction confirmations

A
Anonymous

SCAM, I got an SMS saying "Don't share this code with anyone, including NAB. Your security code is XXXXXX.

I called the NAB directly on their official number and no SMS was sent to me by the NAB. I don't see the point in this SMS, there were no links or numbers to call.

It freaked me out, as these messages are what I receive when I login via Internet banking, so as you can imagine it was a shock, I panicked thinking someone had got into my account, the NAB checked everything and said it was a scam SMS.

A
Anonymous

NAB told me this number is associated with a scam

A
Anonymous

SMS about bank transfer security code, realized it was a scam and blocked it

A
Anonymous

Got two messages with a secret code about a payment, said I could stop the calls by contacting another number. found reports online saying it's a scam

A
Anonymous

Text with security passcode for $900 PayAnyone to ELI KHAN, banks don't send passwords by text

A
Anonymous

NAB security SMS about card transactions, legitimate security number

A
Anonymous

Call from NAB central number, legitimate confirmation code

A
Anonymous

Message claiming secret code from NAB, clearly fraudulent

A
Anonymous

Text about unsuccessful parcel delivery asking for payment for express delivery

A
Anonymous

Call from a national bank about a security code

A
Anonymous

call from NAB, logged into account and got verification number via MSN, standard security procedure

A
Anonymous

Got a message claiming to be a security code from NAB, pretty sure it's a scam

W
Whitefield

Text saying 'Hi Mum/Dad, new number, save it?' trying to impersonate someone

P
Pettitt

received loads of calls from this number, definitely a scam

C
Chua

Claimed to be NAB asking for verification code for a transfer I didn't make

V
Vanni

Text claiming to be from NAB about account verification, got five within 30 seconds, don't have that account

B
Boston

Claimed to be verifying a transaction, asked for name and address. Had outdated info, no NAB account there

T
Thatch

Not official NAB contact, received multiple suspicious messages simultaneously, family did no transactions

W
Woodbridge

Verification notification for NAB card added to Apple Pay, confirmed not a scam

L
Ludlow

Rings through as 019 number left message on answering machine recorded stating was a secret code for NAB not to tell anyone including NAB and states message was sent from 04080261247.


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Frequently Asked Questions

Is 0408 026 127 a real NAB number?

The situation is complex. Several contributors confirmed receiving legitimate NAB communications from 0408026127, including one who called back and received a verification code. However, nine contributors reported confirmed scam activity from this number. NAB directly told one contributor that 0408026127 is associated with scam activity. This suggests the number may be spoofed, compromised, or used by scammers. If you receive communication from 0408 026 127 claiming to be from NAB, independently verify by calling NAB's official number (1300 262 362) rather than calling any number in the message.

What should I do if I already provided information to a caller from 0408 026 127?

Contact NAB immediately on 1300 262 362 using their official number. Be specific about what information you shared (security codes, passwords, account details, etc.). If you shared a security code or verification number from 0408026127, NAB can monitor your account for unauthorised activity. If you provided banking details, request urgent review of recent transactions. One contributor in reports about 0408026127 contacted NAB after receiving a suspicious SMS, and NAB confirmed no legitimate message had been sent and checked the account for security breaches.

How can I tell if an SMS from 0408 026 127 is legitimate?

Legitimate banks never ask for security codes, passwords, or verification numbers via SMS or unsolicited messages. If 0408026127 sends you a message with a security code or asking for account details, it is a scam. One contributor received an SMS from this number stating "Don't share this code with anyone, including NAB" - exactly mimicking real NAB format. They called NAB directly and confirmed no legitimate SMS had been sent. Always verify by contacting your bank independently using the number on your bank card, never through numbers or links in messages from 0408 026 127.

Why are there legitimate reports for 0408 026 127 if it's a scam?

The mixed reports (7 legitimate, 9 scam) suggest this Telstra mobile number may be spoofed, compromised, or associated with both legitimate NAB use and scam activity. One contributor called 0408026127 back and received an authentic verification code, while others received clear scam SMS. This inconsistency indicates scammers may be exploiting a genuine NAB-associated number. Regardless, you should never respond to unsolicited messages from 0408 026 127 requesting codes or information - always verify independently by calling NAB on 1300 262 362.

What is the difference between the scam SMS types from 0408 026 127?

Reports about 0408026127 describe several scam variations: (1) Fake security codes mimicking NAB login alerts, (2) Fake transaction warnings with PayAnyone transfer details and supposed passcodes, (3) Delivery scam SMS claiming unsuccessful parcel delivery. All share the same tactic - impersonating NAB to trick you into providing information or clicking links. One contributor received multiple messages about payments with secret codes and instructions to contact another number to stop them. These variations indicate scammers experimenting with different social engineering angles using the same number.

Should I block 0408 026 127?

Yes. Given nine confirmed scam reports for 0408026127 outweighing the legitimate reports, blocking is recommended. Even if legitimate NAB contact occasionally occurs from this number, genuine NAB messages will also arrive through other verified channels or your banking app. One contributor received scam SMS from 0408 026 127 about a $900 transfer passcode and blocked it immediately. Another contributor confirmed NAB told them directly that this number is associated with scam activity. Blocking 0408026127 eliminates the risk of accidentally responding to a fraudulent message during a moment of confusion.