- Scam
- Legit
2 reports for 04 0520 1938 (0405201938): One Vodafone mobile linked to debt collection claims from Impact Financial Services.
Spam and Unknown Call Reports for 04 0520 1938
Two contributors have flagged calls from 04 0520 1938 (also written as 0405201938), a Vodafone mobile number. One report indicates a debt collection claim from Impact Financial Services, while another involved a silent or missed call with no voicemail.
What Callers from 04 0520 1938 Claimed
The one contributor who answered a call from 0405201938 reported the caller claimed to represent Impact Financial Services, a debt collection organisation. The caller did not leave contact details or voicemail on the missed call attempt, which is typical of either automated systems or callers unsure whether they reached the correct recipient.
Call Patterns
The answerable call from 04 0520 1938 was received in June 2023, while the more recent missed call occurred in January 2026. The gap between reports suggests either sporadic calling patterns or that this Vodafone number may have changed hands. Neither contributor provided information about call frequency or time of day.
What to Do If You Receive a Call from 04 0520 1938
If 04 0520 1938 calls you:
- Do not: Provide personal or financial information, confirm your identity, or arrange payments without independent verification
- Do: Hang up and contact the claimed organisation directly using a phone number from their official website or statement
- Do: Request the caller's full name, the organisation they represent, and why they are contacting you
- Do: Ask for written confirmation by post if they claim you owe a debt
If Impact Financial Services has legitimately contacted you, verify the debt through your bank or the original creditor before making any payment to 0405201938.
How to Report 04 0520 1938
If you receive unwanted calls from this Vodafone number, you can report it through several channels:
- Report to the Australian Communications and Media Authority (ACMA) at acma.gov.au
- Lodge a complaint with Scamwatch at scamwatch.gov.au if you suspect fraud or false claims
- Contact Vodafone directly to report the number as originating from their network
- Add your report to Reverseau to help other Australians identify calls from 04 0520 1938
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What Our Users Reviewed
Unknown number, no voicemail left
Debt collector. Impact financial services.
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WRITE A REVIEWFrequently Asked Questions
Who called me from 04 0520 1938?
One contributor reported receiving a call from 0405201938 claiming to be from Impact Financial Services, a debt collection organisation. Without additional context, we cannot confirm if this was a legitimate debt collector or someone impersonating one. Always verify independently by calling the original creditor directly.
Is 04 0520 1938 a known scam number?
04 0520 1938 has two reports: one about debt collection claims and one silent/missed call. With only 2 reports, we cannot definitively classify it as a scam operation. However, if you don't recognise the debt being claimed, hang up and contact your bank or the supposed creditor directly using their official number.
Why did 04 0520 1938 call me but leave no voicemail?
One contributor received a missed call from 0405201938 with no voicemail. This can indicate: the caller reached a wrong number, the call was made by an automated system, or the caller chose not to leave a message. Do not return the call-if it's important, they'll try again or send written notice.
What is Impact Financial Services?
Impact Financial Services is a debt collection organisation. If they are contacting you about a legitimate debt, they are required by law to provide written notice with details of the debt, creditor, and your right to dispute. Verify the debt before making any payment to 04 0520 1938 or any number they provide.
Should I return a missed call from 04 0520 1938?
No. If this is a genuine debt collector from Impact Financial Services, they will send you formal written notice. Do not call back unsolicited numbers claiming to be debt collectors, as you cannot verify who actually answers. If you believe you owe a debt, contact the original creditor or lender directly using details from your statements.
How do I report 04 0520 1938 to the authorities?
You can report calls from 0405201938 to the ACMA (Australian Communications and Media Authority) at acma.gov.au. If the caller made false claims about a debt, report it to Scamwatch at scamwatch.gov.au. You can also report the call here on Reverseau to help warn other Australians.