0402 071 022: Commonwealth Bank Scam Alert

• Scam

0402 071 022 has been reported as a Commonwealth Bank scam. Learn how to identify such calls and protect yourself from potential fraud.

Understanding the Threat Behind 0402 071 022

If you've received a call or text from 0402 071 022, you might be one of many who have encountered a clever scam associated with major Australian banks, particularly Commonwealth Bank. Efforts to mimic banking communications have become increasingly prevalent, and this number is no exception.

Classification: Scam

User reports consistently point towards this number being part of a scam operation. Here’s why it has been classified as a phone scam:

• Fraudulent Messages: Reviews from recipients indicated that they received notifications concerning fraudulent transactions—specifically, messages claiming an "unauthorised transaction of AUD 624.25 reported" which directed them to a suspicious link. This created a sense of urgency, a common tactic in scams.
• Impersonation: Scammers are using credible institutions like Commonwealth Bank to mask their identity. There's evidence that they even branched out towards Westpac, indicating the widespread nature of this operation.
• Warning from Users: Many users have shared their caution, urging others not to engage with the text links or follow any instructions, highlighting the need for vigilance.

How to Handle Calls or Texts from 0402 071 022

If you receive a call or message from this number, it is important to stay calm and follow these steps:

• Do Not Respond: Avoid replying to texts or engaging with the caller. This can often lead to further attempts to extract personal information from you.
• Verify Independently: If you receive a suspicious message, directly contact your bank through official channels to verify any claims. Do not use any links provided in the message.
• Report the Scam: Reporting this number to your network provider and relevant authorities can help prevent others from falling victim to the scammer’s tactics.

By understanding the tactics employed by scammers and remaining vigilant, you can protect yourself and your financial information. Remember, a quick Reverse Phone Lookup Australia can also assist you in identifying suspicious numbers and ensuring you're not dealing with scammers. Always consider who called you and take appropriate action against potential fraud!