04 0144 2860 - 0401442860: ANZ Bank Impersonation Scam

• Scam

04 0144 2860 (0401442860): Contributor reports ANZ impersonation call requesting fund transfer via PayID with urgency tactics. Optus mobile number.

ANZ Bank Impersonation Reports for 04 0144 2860

One contributor has reported a scam call from 04 0144 2860 (also written as 0401442860) impersonating ANZ Bank security. The caller employed classic urgency and impersonation tactics, pressuring the recipient to transfer funds immediately through PayID using an encrypted number provided by the scammer. This Optus mobile number represents a high-risk social engineering attempt targeting customers' trust in their actual bank.

The report about 0401442860 indicates the caller had enough credibility cues to potentially deceive victims unfamiliar with legitimate bank security procedures. ANZ Bank does not request fund transfers or PayID transactions via unsolicited calls, making this a clear indicator of fraudulent activity.

What the Caller from 04 0144 2860 Requested

The contributor who answered 04 0144 2860 describes the caller claiming to be from ANZ security, creating false urgency around account activity. The scammer directed the victim to transfer funds via PayID through an encrypted number the caller provided, which is a red flag tactic banks never use. Legitimate ANZ security contacts never ask customers to initiate transfers or provide payment methods during unsolicited calls.

The use of PayID as the transfer method in this 0401442860 scam is deliberate, as PayID transfers are instant and irreversible, making recovery of funds extremely difficult once sent. The "encrypted number" mention was designed to sound secure and official, exploiting the victim's assumption that encryption equals legitimacy.

Report Details and Timing

The single report of 04 0144 2860 came through as an answered call, meaning the contributor engaged with the scammer before recognizing the deception. The call occurred on 10 December 2025. This mobile number allocated to Optus Mobile suggests the scammer may be using a stolen or compromised device rather than a spoofed landline, which is increasingly common in Australian financial impersonation scams.

What to Do If You Receive a Call from 04 0144 2860

If 04 0144 2860 calls you claiming to be from your bank:

• Do not: Transfer any funds, provide account details, or follow instructions to use PayID or any payment method
• Do not: Call back the number or provide personal information like full name, date of birth, or card details
• Do: Hang up immediately without engaging further
• Do: Contact ANZ directly using the number on your bank statements or their official website to verify if there are any legitimate security concerns
• Do: Block 0401442860 on your phone to prevent future contact attempts
• Do: Report the number to your bank and to ACMA

What to Do If You Receive an SMS from 04 0144 2860

If 0401442860 sends you an SMS claiming urgent action is needed or asking you to verify account details:

• Do not: Click any links or reply to the message
• Do not: Call the number back or engage with instructions in the SMS
• Do: Delete the message immediately
• Do: Report the SMS as spam by forwarding to 0429 999 888
• Do: Block 04 0144 2860 in your phone's contacts

How to Report 04 0144 2860

If you receive contact from this number or similar ANZ impersonation attempts, report it through these official Australian channels:

• ANZ Fraud Reporting: Contact ANZ directly via your account or phone number on your card to report the scam attempt
• ACMA (Australian Communications and Media Authority): Report the mobile number via acma.gov.au
• Scamwatch: Report the incident at scamwatch.gov.au for inclusion in Australian fraud patterns and public warnings
• ReportCyber: If you engaged with the scammer or provided information, also report via cyber.gov.au

You can also contribute your experience on Reverseau to help other Australians identify 04 0144 2860 and similar impersonation attempts targeting bank customers.

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