- Scam
One report of phishing SMS from 04 0132 4869 (0401324869) falsely claiming ANZ reward points redemption. Optus mobile number impersonating banking service.
ANZ Phishing SMS Scam from 04 0132 4869
A contributor has reported receiving a phishing SMS from 04 0132 4869 (also written as 0401324869) claiming to offer ANZ reward points redemption. The message included a link designed to harvest personal or banking information. The contributor did not have an active ANZ rewards account, indicating the scammer was using a generic lure to target multiple recipients.
This number is registered as an Optus mobile service, making it appear legitimate at first glance. The use of a real Australian mobile number combined with a false banking message is a common tactic to bypass initial scepticism.
What the Phishing Message Claims
The SMS from 0401324869 falsely represents ANZ banking services and attempts to redirect recipients to a malicious link under the guise of reward points management. The message specifically references rewards the recipient does not possess, suggesting the attacker is mass-broadcasting to Australian phone numbers without targeting specific account holders.
Report Details and Timing
The report from 04 0132 4869 was submitted in late October 2025. The contributor received the SMS unexpectedly and recognised the claim as fraudulent. The use of SMS rather than email or app notification is deliberate, as SMS messages often bypass email filters and appear more personal than mass-marketing emails.
What to Do If You Receive an SMS from 04 0132 4869
If 0401324869 sends you an SMS about banking rewards or account activity:
- Do not: Click any links in the message, reply to the SMS, or provide personal information
- Do not: Call the number back, as this confirms the number is active
- Do: Delete the message immediately
- Do: Block 04 0132 4869 on your phone to prevent further contact
- Do: Contact ANZ directly using the official number on your bank statement or ANZ's official website to verify any legitimate account matters
- Do: Report the SMS to the ACMA (Australian Communications and Media Authority) and to your mobile provider as spam/phishing
How to Report 04 0132 4869
Community reports about this number help protect other Australians. Here's how to report the SMS from 0401324869:
- Forward the SMS to the ACMA's anti-spam service at 0429 999 888 with the sender number (04 0132 4869) included
- Report to Optus directly as the mobile service provider - they can investigate the account and potentially suspend it
- Submit a report to Scamwatch at scamwatch.gov.au with details of the message and the claim being made
- If you clicked the link or entered any details, report the phishing attempt to the Australian Cyber Security Centre at cyber.gov.au
- Contribute your experience to Reverseau to help other Australians identify this number
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WRITE A REVIEWFrequently Asked Questions
Why did I receive an ANZ reward SMS from 04 0132 4869 when I don't have ANZ rewards?
The scammer sending SMSes from 0401324869 is using a mass-broadcast approach, targeting multiple phone numbers with generic phishing messages. They don't know whether you actually have ANZ rewards or an ANZ account - they're simply hoping some recipients will click the link out of curiosity or concern about an account they do have.
Is 04 0132 4869 a real ANZ number?
No. While 0401324869 is registered as an Optus mobile number, it is not operated by ANZ. Scammers frequently use legitimate-looking mobile numbers to impersonate banks. ANZ will never send you a SMS asking you to click a link to manage rewards or account details. Always contact ANZ directly using the number on the back of your card or their official website.
What happens if I click the link in the SMS from 0401324869?
Clicking the link from 04 0132 4869 will likely take you to a fake ANZ login page designed to capture your username, password, or card details. Once captured, scammers can access your account or sell your information. If you clicked the link, immediately contact ANZ on 1300 650 500 to report suspicious activity and change your password.
Should I reply to 04 0132 4869 to tell them to stop?
No. Do not reply to 0401324869 under any circumstances. Replying confirms to the scammer that your number is active and monitored, which may result in more phishing attempts. Simply delete the message and block the number on your phone.
Can I get my money back if I fell for the phishing scam from 04 0132 4869?
If you entered banking details or transferred money after clicking a link from 0401324869, contact ANZ immediately at 1300 650 500. Many banks can reverse fraudulent transactions if reported quickly. Also file a report with Scamwatch (scamwatch.gov.au) and the ACMA. Recovery depends on how quickly you act and whether funds have been transferred out.
Why is 04 0132 4869 using an Optus mobile number for this scam?
Scammers use real mobile numbers (like 0401324869 from Optus) because they appear more trustworthy than obvious fake numbers. It's also easier to hide their identity within legitimate mobile networks. Optus mobile numbers can be obtained through SIM farms or compromised accounts. Report the number to Optus so they can investigate and disable the account.