- Scam
- Legit
- Suspicious
- Uncertain
03 9112 5896 (0391125896): Multiple reports of fake NAB SMS scams claiming cardholder registration and requesting callbacks to steal banking details.
NAB Bank Impersonation Scam Reports for 03 9112 5896
Twelve contributors have reported scam activity from 03 9112 5896 (also written as 0391125896), with a consistent pattern of fraudulent SMS impersonating the National Australia Bank (NAB). The scammers are sending text messages that falsely claim a person named M Sadiq (or M Sadik) has been registered as an additional cardholder on the recipient's account, then requesting the recipient call back to 03 9112 5896 to "verify" this activity.
The campaign targeting 0391125896 is particularly deceptive because it exploits the legitimate practice of banks notifying customers about account changes. Multiple contributors note they do not even have NAB accounts, yet they received these fraudulent messages, indicating the scammers are using generic contact lists with no targeted verification.
What Callers and SMS Senders from 03 9112 5896 Say
The primary tactic involves SMS messages formatted to look like official NAB communications. One contributor received the message: "NAB: You have registered M Sadiq as an additional cardholder. If this was not you, please call us at 03 9112 5896." This exact message was reported by multiple contributors on the same day (13 October 2025), suggesting a coordinated scam campaign.
A second variation appeared in scam reports, with the message stating: "518930 is your code to login to internet banking. Don't share this code with anyone not even NAB, if you did not request this, please call us 03 9112 5896." This variant is particularly dangerous because it uses a fake security code to create urgency and attempts to manipulate the recipient into calling the fraudulent number.
One contributor who answered a call from this number reported the caller claimed to be from NAB regarding a credit card the recipient does not own, attempting to extract personal information. When recipients attempt to call back the number in the message, they reach scammers posing as NAB staff who then attempt to obtain banking credentials, one-time passwords, and other sensitive account information.
Report Patterns and Timing
The surge in reports began on 8 October 2025 and intensified significantly on 13 October, with multiple contributors receiving identical SMS messages within hours of each other. This clustering indicates a targeted scam wave rather than isolated incidents. By 22 October, reports were still coming in, suggesting the scammers continued operating the campaign for at least two weeks.
All confirmed scam reports were received via SMS, with one contributor noting they answered a call from 03 9112 5896 and the caller immediately claimed to represent NAB. Several contributors explicitly stated they blocked the number after receiving the fraudulent messages and did not engage further. One contributor received multiple messages from 0391125896 and described it as a "fraudulent idiot" attempting obvious phishing.
What to Do If You Receive an SMS from 03 9112 5896
If you receive a text message claiming to be from NAB or any bank, follow these steps:
- Do not: Call the number provided in the message, reply to the SMS, or click any links in the text
- Do not: Provide your card details, PIN, one-time passwords, or any personal banking information to anyone who contacts you
- Do: Hang up or delete the message immediately
- Do: Contact NAB directly using the phone number on the back of your card or from their official website (not from the suspicious message)
- Do: Block 03 9112 5896 on your phone
- Do: Report the SMS as spam to your mobile provider
- Do: Forward suspicious banking SMS to 0429 999 888 (Australian mobile network spam reporting)
How to Report 03 9112 5896
Report scam activity from 03 9112 5896 to the following official Australian resources:
- Scamwatch (scamwatch.gov.au) - report fraud and scams to the ACCC
- ACMA (acma.gov.au) - report unsolicited calls and SMS to the Australian Communications and Media Authority
- Cyber.gov.au (cyber.gov.au) - report online fraud and cybercrime
- Your bank directly - contact NAB using the number on your bank card to report the fraudulent messages
- Your mobile provider - report the SMS number for blocking and investigation
- Reverseau - submit your report on this page to help other Australians identify 0391125896
When reporting, include the exact text of the message, the date and time you received it, and whether you engaged with the scammers in any way. NAB and other banks actively track impersonation scams and use community reports to take action against fraudulent campaigns.
Help others by sharing your experience with (03) 9112 5896!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
Scammer sms so beware of this fraudulent idiot!
Claimed to run fraudulent operation
Scam text message Mon 13 Oct 1.26 pm:
NAB: You have registered M Sadiq as an additional cardholder. If this was not you, please call us at 03 9112 5896.
Scam Text Message 11.14 am Mon 13 Oct 2025.
NAB: You have registered M Sadiq as an additional cardholder. If this was not you, please call us at 03 9112 5896.
Scam Text Message 11.14 am Mon 13 Oct 2025.
NAB: You have registered M Sadiq as an additional cardholder. If this was not you, please call us at 03 9112 5896.
Scam sms:
NAB: You have registered M Sadiq as an additional cardholder. If this was not you, please call us at 03 9112 5896.
Message from NAB saying M Sadiq added as cardholder, should call to verify
Got a text saying “518930 is your code to login to internet banking. Don't share this code with anyone not even Nab, if you did not request this, please call us 03 9112 5896”. DO NOT CALL THE NUMBER AS IT IS A SCAM.
Dodgy SMS looking like it was from NAB, claiming bloke named M Sadik on my account, total phishing scam
I, too, got an SMS claiming to be from NAB saying M Sadik had been registered as an extra user of my NAB card.
I received a text from this number stating.
"NAB: You have registered M Sadik as an additional card holder.
If this was not you, please call us on 039112 5896".
I did not phone them back.
Random call from this number. Blocked it and haven't responded.
Message claiming to be from NAB saying I added someone as cardholder, I'm not even with NAB
Claimed to be from NAB about a credit card I don't have
Help others by sharing your experience with (03) 9112 5896!
WRITE A REVIEWFrequently Asked Questions
Is 03 9112 5896 really from NAB?
No. Multiple contributors confirm that 03 9112 5896 (0391125896) is not a legitimate NAB number. The scammers include this number in fake SMS messages to trick you into calling them back. NAB will never ask you to call an unfamiliar number from a text message to verify account activity. If you receive such a message, contact NAB directly using the number on the back of your card or their official website.
What should I do if I already called 03 9112 5896?
If you called 0391125896 and spoke with someone claiming to be from NAB, take these steps immediately: Contact your actual bank using the official number on your card or their website and report the fraudulent call. Change your online banking passwords. Monitor your accounts closely for unauthorised activity. Consider placing a fraud alert with your bank. If you provided your card details or one-time password to the scammer, ask your bank to cancel and reissue your card.
Why are scammers impersonating NAB with 03 9112 5896?
Scammers impersonate banks because people trust banking institutions and are more likely to provide sensitive information when they believe they are talking to their bank. The number 03 9112 5896 (0391125896) uses a legitimate Victorian area code (03) to increase credibility. When recipients see a message claiming their account has been compromised, they feel urgency and are more likely to call back without verifying the number's authenticity.
What personal information are the scammers trying to get?
The scammers targeting 03 9112 5896 are attempting to obtain: Your full name and date of birth, card number and expiry date, CVV security code, one-time passwords or 2FA codes, online banking username and password, and answers to security questions. Once they have this information, they can access your accounts, make unauthorised transactions, or sell your data to other criminals. Never provide any of this information over the phone, especially if you initiated the call based on a suspicious text message.
How can I tell if an SMS is really from my bank?
Legitimate banks never ask you to call an unfamiliar number from a text message. If you receive an SMS about your account, do not call any number in the message. Instead, look up your bank's official customer service number (on your card, statement, or official website) and call that number to verify. Real banks also display their official name consistently (e.g., "NAB") and will never ask for your password or one-time code via SMS. If you're unsure about a message, always contact your bank directly before taking any action.
Should I report 0391125896 to ACMA?
Yes. You can report 03 9112 5896 to ACMA (Australian Communications and Media Authority) at acma.gov.au if you received unsolicited scam SMS or calls. You should also report the number to Scamwatch at scamwatch.gov.au and forward the suspicious SMS to 0429 999 888. Each report adds to the evidence against the scammers and helps authorities take action. Additionally, report the scam to your mobile provider and to your bank so they can investigate and warn other customers.