- Scam
One contributor reported unsolicited business loan calls from 03 9022 7764 (0390227764). Caller couldn't provide financial services credentials when questioned.
Business Loan Spam Calls from 03 9022 7764
A single contributor has reported receiving an unsolicited call from 03 9022 7764 (also written as 0390227764) promoting business loans. The call came through as a local Victoria number and exhibited typical cold-calling spam behaviour, with the caller pushing loan products without prior contact or permission.
What distinguishes this report about 0390227764 is the contributor's attempt to verify legitimacy. When asked to provide a financial services license number, the caller from 03 9022 7764 became confused and unable to provide proper credentials. This response is a red flag, as legitimate lending organisations are required to hold an Australian Financial Services License (AFSL) and should be able to immediately provide this information when asked.
What the Caller from 03 9022 7764 Claimed
The contributor who received the call from 03 9022 7764 reports the caller was promoting business loans. The pitch involved pushing loan products as a cold call, suggesting the caller had no established relationship with the recipient. When challenged about credentials, the caller's confusion and inability to provide a financial services license number suggests the call may have originated from an unlicensed lending operator or a general telemarketing campaign.
Call Details and Context
The call to 03 9022 7764 was answered, meaning the contributor engaged with the caller rather than letting it go to voicemail. The number is registered to a VIC-based provider (NetSip Pty Ltd) as a local service. The call came through during standard business hours on 12 January 2026, consistent with typical business loan telemarketing patterns.
What to Do If You Receive a Call from 03 9022 7764
If 03 9022 7764 calls you offering business loans or financial products:
- Do not: Agree to provide personal or business financial information, commit to any loan offer, or return the call if you don't recognise the number
- Do: Ask for the caller's full name, company name, and AFSL number before engaging further
- Do: Verify any AFSL claim by checking the Australian Securities and Investments Commission (ASIC) register at asic.gov.au before proceeding
- Do: Hang up if the caller cannot provide or verify credentials
- Do: Block the number if calls continue after you've asked them to stop
How to Report 03 9022 7764
If you receive unsolicited calls from 03 9022 7764 or suspect unlicensed lending activity:
- Report the call to the Australian Communications and Media Authority (ACMA) at acma.gov.au for telemarketing violations
- If the caller claims to offer financial services without proper credentials, report to the Australian Securities and Investments Commission (ASIC) at asic.gov.au
- Register the number with the Do Not Call Register at donotcall.gov.au to request removal from telemarketing lists
- Report your experience on Reverseau to alert other Australians about this number
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What Our Users Reviewed
Cold call trying to push business loans, bloke got confused when I asked for financial services license
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WRITE A REVIEWFrequently Asked Questions
Should I provide information if 03 9022 7764 calls offering business loans?
No. Before providing any information to a caller from 03 9022 7764, ask them to provide their full name, company, and AFSL number, then verify it independently on the ASIC register at asic.gov.au. The contributor who reported 0390227764 noted the caller couldn't provide credentials when asked, which is a warning sign.
What does it mean if a caller from 0390227764 can't provide a financial services license?
It's a major red flag. All legitimate Australian lending organisations must hold an Australian Financial Services License and should provide this number immediately when asked. When the caller from 03 9022 7764 became confused about providing credentials, it suggested they may not be a licensed operator.
Is 03 9022 7764 a scam or just annoying spam?
Based on the single report about 0390227764, it appears to be unsolicited telemarketing spam rather than an identified scam. However, the caller's inability to verify credentials when questioned raises concerns about whether they're operating legally as a financial services provider.
How do I block calls from 03 9022 7764?
Most mobile phones allow you to block specific numbers in settings or through your contact list. After blocking 0390227764, register the number with the Do Not Call Register at donotcall.gov.au to request removal from telemarketing lists.
Should I report 03 9022 7764 to authorities?
Yes. Report calls from 0390227764 to the ACMA at acma.gov.au for telemarketing violations. If you suspect unlicensed financial services activity, also report to ASIC at asic.gov.au with details of what the caller claimed.
Why would someone cold-call about business loans?
Cold-calling loan offers is a common telemarketing tactic. Callers target businesses with pitches for unsecured loans, often without verifying whether the business actually needs financing. The contributor who received the call from 03 9022 7764 noted the pitch came without any prior relationship or permission, suggesting a mass telemarketing campaign.