- Uncertain
- Spam
- Suspicious
- Unknown
- Legit
Community reports for 03 8102 7005 (0381027005) from Victoria show mixed patterns: some callers identify as Latitude Personal Loans, others hang up silently. 9 reports total.
Latitude Personal Loans Calls to 03 8102 7005
Nine contributors have reported calls from 03 8102 7005 (also written as 0381027005) over the past six months. The pattern is mixed: some callers explicitly identify as Latitude Personal Loans representatives, while others either hang up silently or leave voicemails with no message. This inconsistency has led contributors to flag the number as uncertain or suspicious.
The most concerning reports involve silent calls and hang-ups. One contributor answered 03 8102 7005 to find dead air, then the caller hung up. Another received two calls over several weeks with identical behaviour - silence followed by disconnection. A voicemail from this number contained only silence, with no actual message recorded.
What Callers from 03 8102 7005 Say When They Do Speak
When representatives from 0381027005 actually engage with callers, they identify as being from Latitude Personal Loans. In one documented case, a caller asked the recipient about their loan status, and when told they had no existing loan, the conversation shifted to credit card experience before the caller hung up.
Another contributor described a call from 03 8102 7005 as an attempt to "sell dodgy deal for more loans or credit card." The phrasing suggests high-pressure sales tactics without clear legitimacy checks. One contributor who proactively rang back the missed call from 0381027005 confirmed it was indeed Latitude Personal Loans, though the original outbound attempt had not included identification.
Report Patterns and Timing
The 9 reports span from October 2025 to April 2026, showing ongoing calling activity. Most recent reports are from late March and early April 2026, with the most recent missed call logged today. Two contributors reported receiving calls over consecutive weeks or within short periods, suggesting targeted or repeated outreach rather than isolated contact attempts.
Call types vary significantly: 4 reports are missed calls with no message, 4 are answered calls, and 1 is a voicemail. The high rate of silent calls and hang-ups (at least 3 documented instances) differs from typical legitimate business contact patterns, even for loan servicers conducting outbound verification.
What to Do If You Receive a Call from 03 8102 7005
If 03 8102 7005 calls you:
- Do: Let it go to voicemail if you don't recognise the number, or ask the caller to identify themselves and their purpose before engaging
- Do: Independently verify the caller by contacting Latitude directly using the phone number on their official website, not any number provided by the incoming caller
- Do: Block the number if you receive repeated silent calls or hang-ups from 0381027005
- Do not: Provide personal details, loan information, or credit card details to unsolicited callers, even if they claim to be from a legitimate lender
- Do not: Return calls to numbers left in voicemails if the voicemail contains no actual message or identification
- Do not: Feel obligated to engage with callers who hang up when you answer
Silent Calls and Hang-Up Tactics
Three separate reports about 0381027005 describe silent calls where the line goes dead or the caller hangs up immediately. One contributor noted receiving multiple such calls over several weeks. Silent calls can indicate callback scams (where callers hang up hoping you'll ring back), robocall systems testing numbers for validity, or simply poor call routing. Regardless of the cause, repeated silent calls from 03 8102 7005 warrant blocking the number.
How to Report 03 8102 7005
If you receive unwanted calls from 03 8102 7005 or 0381027005:
- Report the number to the Australian Communications and Media Authority (ACMA) at acma.gov.au, particularly if calls are unsolicited, repetitive, or silent
- Register your number with the Do Not Call Register at donotcall.gov.au to reduce telemarketing contact
- Report the number on Reverseau to help other Australians identify who called them
- If the call relates to a financial scam, also report it to Scamwatch at scamwatch.gov.au
- If you believe the calls are harassment, contact your local police non-emergency line
Help others by sharing your experience with (03) 8102 7005!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
This was a missed call with no message left.
Missed call, didn't leave a message
Latitude trying to sell dodgy deal for more loans or credit card
lass claimed to be from Latitude about a loan, told her I don't have one, then she asked about my credit card experience and hung up
Answered and they just hung up on me
Called twice over a couple weeks, just dead air then hang up
Missed call so rang back, turned out to be Latitude Personal Loans
From Latitude, left voicemail but it was just silence
Latitude.
Help others by sharing your experience with (03) 8102 7005!
WRITE A REVIEWFrequently Asked Questions
Is 03 8102 7005 actually Latitude Personal Loans?
The number appears to be associated with Latitude in some cases. One contributor confirmed it was Latitude after ringing back, and several callers did identify themselves as such. However, the pattern of silent calls and hang-ups without message is atypical for legitimate loan servicer contact. If you receive a call from 03 8102 7005 claiming to be from Latitude, verify independently by contacting Latitude directly using the number on their official website rather than trusting the incoming caller's identification.
Why would 03 8102 7005 call and then hang up?
Silent calls or immediate hang-ups from 0381027005 can occur for several reasons: callback scams (hoping you'll ring back and incur charges), robocall systems testing if numbers are active, poor call routing, or overloaded outbound dialling. Regardless of the reason, repeated silent calls from 03 8102 7005 are a red flag. Block the number and do not return any calls to it.
Should I ring back a missed call from 0381027005?
Exercise caution. One contributor did ring back 0381027005 and confirmed it was Latitude, but most calls from this number either hang up silently or offer no clear purpose. If you don't recognise the number, let it go to voicemail. If the caller from 03 8102 7005 leaves no actual message, there is no legitimate reason to return the call. If it is genuinely important, Latitude or any other legitimate business will call again or send formal written communication.
What does the caller want when they identify as Latitude?
Contributors who did speak to callers from 03 8102 7005 reporting as Latitude describe being asked about existing loans and credit card experience, followed by attempts to discuss new credit or loan products. One contributor characterised it as a "dodgy deal" for more borrowing. This suggests outbound sales or verification calls rather than debt recovery, though the tactics of hanging up or calling silently suggest a less professional approach than typical legitimate lender contact.
How many people have reported 03 8102 7005?
Nine contributors have reported 0381027005, with calls spanning from October 2025 to April 2026. Reports include 4 missed calls, 4 answered calls (mostly silent or hang-ups), and 1 voicemail with no message. The pattern of repeated contact and silent calls from 03 8102 7005 suggests systematic outbound dialling rather than isolated wrong-number calls.
What should I do if I keep getting calls from 03 8102 7005?
First, block 03 8102 7005 on your phone. If calls persist after blocking, report them to the ACMA at acma.gov.au and register with the Do Not Call Register at donotcall.gov.au. If the caller identifies as Latitude and you do not have an account with them, you can contact Latitude directly via their official website to request they remove your number from their outbound list. Document each call from 0381027005 (date, time, whether it was silent, what was said) in case you need to escalate the complaint.