03 4250 0596 - 0342500596: NAB Impersonation SMS Scam

• Scam

03 4250 0596 (0342500596): SMS scam impersonating NAB with false PayID transfer alert. Contributor reports urgent fraudulent message claiming blocked transaction.

NAB Impersonation SMS Reports for 03 4250 0596

One contributor has reported receiving an SMS from 03 4250 0596 (also written as 0342500596) falsely claiming to be from the National Australia Bank. The message stated that a PayID transfer to a contact named M Khan had been stopped, creating artificial urgency around an account security issue. The contributor confirmed they do not use PayID, indicating this was a targeted phishing attempt designed to panic the recipient into clicking a malicious link or providing account details.

The scammer provided a secondary contact number (61 0418-927-502) in the original message, suggesting a coordinated fraud operation designed to maintain the illusion of legitimacy. This pattern of impersonating major Australian banks via SMS is a growing threat, with scammers exploiting the trust consumers place in their financial institutions.

What the SMS from 03 4250 0596 Claims

The message received from 0342500596 falsely claimed a PayID transfer had been blocked and required urgent action. By invoking NAB's name and referencing a specific transfer scenario, the scammer attempted to bypass the recipient's initial scepticism. The inclusion of a name (M Khan) added a layer of false legitimacy, suggesting the scammer had obtained partial customer data or was using a common name to increase hit rates across multiple targets.

The urgency tactic employed in the 03 4250 0596 SMS is characteristic of modern bank impersonation scams. Scammers know that rushed decision-making leads to mistakes, so they craft messages implying immediate account compromise or transaction blocks that demand quick resolution.

Report Details and Context

The SMS was reported on 21 October 2025. The contributor's willingness to verify the claim (checking their own PayID usage) prevented them from falling victim, but others may not take this precaution. The fact that 0342500596 is allocated to a local service in Victoria suggests the scammer may be operating from within Australia, or has spoofed an Australian number to increase credibility with local targets.

The secondary contact number provided (61 0418-927-502) may be a spoofed or burner number used to handle victims who respond. Contributors should note that legitimate NAB communications will never ask for personal details via SMS or unsolicited calls.

What to Do If You Receive an SMS from 03 4250 0596

• Do not: Click any links in the message, reply with personal information, or contact any number provided in the SMS
• Do: Delete the message immediately and block the number 0342500596
• Do: If concerned about your NAB account, open your banking app or call NAB directly on their official number (1300 301 300) to verify the claim
• Do: Never copy-paste or manually dial numbers from suspicious messages, as these are often fraudulent

How to Report 03 4250 0596

• Report the SMS and number 0342500596 to the Australian Communications and Media Authority (ACMA) at acma.gov.au
• Forward the SMS to the ACMA's SMS reporting service at 0429 999 888 with the sender's number included
• Report the impersonation to Scamwatch at scamwatch.gov.au, which maintains records of active scams targeting Australians
• Contact NAB directly to report the impersonation and request they alert other customers
• Contribute your experience to Reverseau to help other Australians identify this scam number

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