03 4245 0396: Scam - Impersonation of Visa Protect

• Scam

03 4245 0396 has been reported as a scam number impersonating Visa Protect. Learn how to handle calls from this number effectively and protect yourself from fraud.

Understanding the Scam Behind 03 4245 0396

The phone number 03 4245 0396 / 0342450396 has raised significant alarm among Australian users, as it has been categorically classified as a scam. Reports indicate the call is an automated one that attempts to manipulate individuals into revealing sensitive information under the guise of official communication from Visa Protect.

How the Scam Operates

According to user reports, particularly the one logged on 15 August 2023, the caller claims to represent Visa Protect, alleging that there is an unauthorised charge of $1000.00 on the victim’s Visa card meant for purchasing gift cards. This is a classic air of legitimacy that scams often adopt to deceive unsuspecting individuals.

• Upon answering, recipients hear an automated voice instructing them to either press "1" to dispute the transaction or "2" to authorise it.
• The options presented are characteristic of social engineering tactics aimed at creating a sense of urgency and fear, compelling recipients to act quickly without proper consideration.

How to Handle Calls from 03 4245 0396

If you receive a call from this number, it is vital to stay calm and remember the following:

• Do not engage: Avoid pressing any buttons if instructed, as this can lead to your information being phished or your number being marked for further scams.
• Verify independently: If you are genuinely concerned about a financial transaction, directly contact your bank using official contact details found on their website or your card.
• Report the call: Inform local authorities or use services like Reverseau to disclose this scam and protect others from falling victim.

Stay Informed with Reverseau

Utilising platforms such as Reverseau can equip you with the necessary knowledge to discern who called you in Australia. If the number suspiciously presents as calling from Newtown, VIC, it’s crucial to engage in a reverse phone lookup to uncover the reality behind the calls hitting your phone.

In conclusion, staying sceptical and informed is your best defence against scams like the one originating from 03 4245 0396 / 0342450396. Protect yourself and your finances by taking necessary precautions whenever faced with unsolicited calls.