1800 861 950 - Scam Alert: NAB Impersonation and Fraud Attempts

• Scam

The number 1800 861 950 has been reported as a scam within Australia, impersonating the National Australia Bank (NAB). This article highlights the nature of the scam, guides on identifying fraudulent messages, and how to respond if you receive communication from this number.

Understanding the Scam Behind 1800 861 950

The phone number 1800 861 950 has recently been classified as a scam, based on numerous user reports. The calls and texts associated with this number are identified as fraudulent attempts to impersonate the National Australia Bank (NAB). Victims have reported receiving texts suggesting that they had applied for a credit card or that there was an issue with a payment to Amazon, often linking back to this number.

Nature of the Scam

Most reports involve unsolicited messages claiming that a credit card application has been processed or that there has been a suspicious payment made through Amazon. Users noted alarming texts concerning payments being stopped or under review, mentioning significant amounts like $700 or even $899. Here's a closer examination of the tactics employed:

• Impersonation: The scammers mask their identity, claiming to be from NAB, to exploit the trust of individuals in Australia who may not be expecting a fraudulent approach.
• Persuasive Messaging: The texts often contain alarming prompts designed to induce panic and persuade recipients to engage with the scammers by calling the number.
• Actionable Items: Many messages urge the recipients to take action by calling the given number, effectively leading them into a trap where sensitive information may be solicited.

How to Respond

If you receive a text message or a call from 1800 861 950, remain cautious and follow these guidelines:

• Do not contact the number. If you suspect a message is legitimate, use a verified contact method to reach NAB directly.
• Report the scam to entities like Scamwatch or the Australian Competition and Consumer Commission (ACCC) to help authorities combat this fraudulent behaviour.
• Consider blocking the number to avoid any potential nuisance in the future.

Staying informed and aware of possible scams is vital in today's digital landscape. The misuse of trusted institutions like NAB by scammers exemplifies the caution required when handling unsolicited communications. Tools such as Reverse Phone Lookup Australia can assist you in identifying potential scams and enhance your safety. Always remember, if it sounds too good to be true, it probably is.