1800 861 403 - Scam Alert: Pretending to be Commonwealth Bank

• Suspicious
• Scam

The number 1800 861 403 has been reported as a scam impersonating Commonwealth Bank (CBA). This article explains the nature of the scam and provides guidance on handling calls from this number.

Understanding the Scam: 1800 861 403

The phone number 1800 861 403 has been flagged by several users as a scam, with reports indicating it poses as a representative of the Commonwealth Bank of Australia (CBA). Scammers often target individuals, attempting to extract sensitive information by impersonating trusted institutions. In this case, the number attempts to trick unsuspecting victims by mimicking a legitimate banking communication.

How the Scam Works

Users have reported receiving SMS messages from another number, stating that an urgent action is required concerning a PAY ID request, and instructing them to call 1800 861 403 / 00861403 for further details. Such messages often contain security codes that can confuse or panic the recipient into responding quickly.

In the first report dated 21/03/2023, the user identified the number as a scammer pretending to be from CBA. Follow-up messages, like the one received on 22/03/2023, amplify these concerns with fraudulent requests for personal data, convincing individuals they must take immediate action—fuelling a sense of urgency that is characteristic of scam tactics.

How to Protect Yourself

Identifying a potential scam is crucial to safeguarding your personal information and finances. Here are some steps you can take if you receive a call or message from 1800 861 403:

• Verify the Caller: If you suspect a call is not genuine, hang up and do not engage. Use Reverseau or a Reverse Phone Lookup Australia service to validate the number.
• Do Not Share Personal Information: Legitimate institutions like CBA would never solicit sensitive information over a phone call or via SMS messages. Protect your bank details and do not provide any personal information.
• Report the Incident: If you receive suspicious communications, report them to the relevant authorities to assist in combatting scam activities.
• Stay Informed: Familiarise yourself with current scams. Awareness is your best defence against these fraud attempts.

In conclusion, be vigilant when it comes to calls from 1800 861 403. Recognising the signs of scams can help you avoid falling victim to fraud. Always rely on trusted channels, and remember, if you're ever in doubt, it's best to consult the official website of the institution in question or seek help from services like Reverseau for accurate information about suspicious numbers.