- Scam
1300 651 657 (1300651657): Community reports of scammers impersonating PayPal and Visa, requesting personal and bank details with fake verification codes.
PayPal and Payment Impersonation Scam Reports for 1300 651 657
Three contributors have reported scam calls from 1300 651 657 (also written as 1300651657) targeting payment account holders with convincing impersonation tactics. The callers claim to represent PayPal, Visa fraud protection, or international payment services, using urgency and verification code requests to extract personal and banking information from unsuspecting recipients.
What makes these calls particularly deceptive is the caller's knowledge of payment activity. One contributor received a call about a US payment via PayPal, while another was contacted regarding a PayPal donation, suggesting scammers may be monitoring transaction patterns or have compromised account data. The callers from 1300 651 657 deliberately create a sense of legitimacy by referencing real payment platforms and fraud protection protocols that victims recognise.
What Callers from 1300 651 657 Claim
Contributors report consistent patterns in the approach used by callers from 1300 651 657. One caller introduced himself as "Kevin" and claimed to represent Visa fraud protection, citing a PayPal donation as the reason for the call. Another impersonator specifically mentioned a US payment and immediately requested verification details.
The tactics are deliberate and rehearsed. Callers state they have sent a confirmation or verification code to the recipient, creating urgency and legitimacy. However, when contributors report they never received such a code, scammers continue pressing for personal information and banking details. One report notes the caller provided a "dodgy number" when the contributor attempted to verify the call by calling back, a classic sign that the contact details are fake.
The request for personal and bank details is the core objective. Contributors describe the calls as "sounding convincing" initially, but the escalating demands for sensitive financial information reveal the scam's true purpose.
Call Patterns and Reporting Details
All three reports of 1300 651 657 came through answered calls, indicating the scammers are actively dialling and reaching recipients who answer. The calls span across several months from December 2024 through November 2025, suggesting this number remains in active use for these schemes.
The allocation data shows 1300 651 657 is a local-rate number serviced by several telcos, which is commonly used by scammers because it appears more legitimate than overseas numbers and has lower barrier to detection. Contributors receiving calls from 1300651657 may assume they are calling a local Australian business, making them more likely to engage initially.
What to Do If You Receive a Call from 1300 651 657
If 1300 651 657 calls you claiming to represent PayPal, Visa, or any payment service:
- Do not: Confirm personal details, provide bank account or card numbers, accept or enter any verification codes, or answer questions about recent transactions
- Do: Hang up immediately and independently contact the legitimate company using the number on your statement or official website
- Do: Remember that PayPal, Visa, and banks will never ask you to confirm sensitive information via unsolicited calls
- Do: Block 1300 651 657 in your phone settings to prevent future calls
- Do: Check your PayPal or payment account directly through the official app or website to verify if any fraud alerts exist
What to Do If You Already Shared Information with 1300 651 657
If you provided personal, banking, or verification code information to callers from 1300 651 657:
- Contact your bank immediately to report potential fraud and monitor your accounts for unauthorised transactions
- Change your PayPal password and enable two-factor authentication if not already active
- Place a fraud alert with the Australian Securities Exchange or your payment provider
- Monitor your credit report for any unauthorised activity over the coming months
How to Report 1300 651 657
If you receive a scam call from 1300 651 657, report it to Australian authorities:
- Scamwatch (scamwatch.gov.au) - Report the call and description of tactics used
- ACMA (acma.gov.au) - Lodge a formal complaint about the number and caller behaviour
- Your payment provider - PayPal, Visa, or your bank should be notified of impersonation attempts
- ReportCyber (cyber.gov.au) - If financial loss occurred or personal data was compromised
- Reverseau community - Share your experience with 1300651657 to help other Australians identify and avoid this scam number
Help others by sharing your experience with 1300 651 657!
WRITE A REVIEWRatings Distribution
What Our Users Reviewed
bloke pretending to be from PayPal about a US payment, sent verification code, gave dodgy number when called back
Charity payment call to US sounded convincing but started asking for personal info and bank details
Kevin claimed to be from Visa fraud protection about a PayPal donation, said he sent a confirmation code but I never got it
Received a call from this number claiming to be from Westpac. They advised that there had been a transaction against my credit card and wanted to stop it and asked for id details. I said I would call them back. I double checked with the bank. It was a scam.
Help others by sharing your experience with 1300 651 657!
WRITE A REVIEWFrequently Asked Questions
Why would PayPal or Visa call me about a transaction?
Legitimate payment providers rarely initiate unsolicited calls requesting personal or banking details. If you receive a call from 1300 651 657 claiming to be from PayPal, Visa, or fraud protection, it is almost certainly a scam. PayPal and Visa will contact you through your account notifications or secure message centre, never by requesting sensitive information verbally. Hang up and verify independently using contact details from your official account or statement.
What should I do if 1300 651 657 claims to have sent me a verification code?
Do not engage. Legitimate companies send verification codes only when YOU initiate a login or transaction. If you did not request a code, the call from 1300 651 657 is a scam, regardless of what the caller claims. Never confirm, repeat, or provide any code you receive while on a call with an unverified number. Hang up immediately and contact the company directly using the number on your official statement.
Can I call back the number 1300 651 657 to verify the caller's identity?
No. One contributor attempted this and was given a "dodgy number" by the caller from 1300 651 657, wasting time and potentially encouraging further scam attempts. Instead, hang up and call the official number for PayPal, Visa, or your bank using the contact details on your statement or official website. Never use a number provided by an unsolicited caller.
How do scammers know about my PayPal or payment activity?
Scammers often target payment account holders using data from multiple sources, including data breaches, phishing campaigns, or simply dialling numbers randomly with pre-recorded messages. The calls from 1300 651 657 may reference legitimate transactions to sound credible. This does not mean your account has been compromised, but it does mean you should remain cautious. Check your account security and enable two-factor authentication.
What makes 1300 651 657 more convincing than other scam numbers?
1300 651 657 is a local-rate number, which appears more legitimate to callers than international numbers. Scammers choose these numbers because Australians are more likely to answer and trust a local number. The callers also reference real companies (PayPal, Visa) and use specific details about transactions to build credibility. However, the requests for personal and banking information are always a red flag, regardless of how convincing the number or company reference may sound.
What is the difference between 1300 651 657 and 1300651657?
No difference - they are the same number written in different formats. 1300 651 657 is the spaced, readable version, while 1300651657 removes spaces for quick lookup and dialling. Both refer to the same scam number reported by contributors. If you see either format in your call history, block it immediately and do not engage.