1300 042 301: Scam Alert - Posing as Commonwealth Bank

• Scam
• Uncertain
• Suspicious

Calls from 1300 042 301 have been reported as scams impersonating Commonwealth Bank. This guide helps you identify the red flags and what to do if you receive a call from this number.

Understanding the Calls from 1300 042 301

The phone number 1300 042 301 has generated significant concern among users in Australia. Many reports classify it as a scam, specifically impersonating the Commonwealth Bank (CBA). Calls from this number typically suggest that your bank account or credit card has been compromised, prompting recipients to respond immediately.

Type of Scam

Victims have described receiving calls claiming to be from the CBA's security team, indicating suspicious activity on their cards. Several reports highlight responses to voicemails that express urgency about account status or actions required, leading individuals to verify their information by contacting this number. However, a common finding across multiple reviews is that not all callers have an account with the Commonwealth Bank, raising red flags about the legitimacy of these calls.

Why It's Classified as a Scam

• Pre-recorded Messages: Many users reported receiving pre-recorded voicemails asserting that their CBA accounts had been blocked.
• Impersonation: The scammers are explicitly impersonating a well-known financial institution, which is a critical factor in identifying the call as fraudulent.
• Requests for Personal Information: The aim of these calls is likely to gather sensitive personal information, which is a classic sign of phishing scams.

How to Handle Calls from This Number

If you receive a call from 1300 042 301, it is advisable to:

• Do Not Return the Call: Avoid calling back this number, as it is highly suspected to be a scam.
• Verify Independently: If you are genuinely concerned about your Commonwealth Bank account, contact CBA directly using official channels.
• Report the Scam: Notify the authorities or consumer protection agencies about the scam attempt. This contributes to broader scam awareness efforts.
• Block the Number: To prevent further harassment or scam attempts, consider adding this number to your blocked contacts.

Conclusion

In conclusion, the collective evidence trends strongly towards 1300 042 301 being a phishing scam targeting individuals impersonating the Commonwealth Bank. Always be vigilant when it comes to unsolicited calls or messages, particularly when they involve sensitive financial matters. For anyone looking to investigate unknown numbers, tools like Reverseau may assist with identifying the nature of calls and protecting your personal information.