- Suspicious
Community report for 08 6331 2995 (0863312995): One contributor identified this Western Australian number as a collection agency making contact attempts.
Collection Agency Reports for 08 6331 2995
One contributor has reported 08 6331 2995 (also written as 0863312995) as a collection agency. This Western Australian local number, allocated to AAPT Limited, has been flagged for debt collection activity.
The report identifies 0863312995 as operating in the debt recovery space, which means if you receive a call from 08 6331 2995, it may relate to outstanding debts, unpaid accounts, or payment collection efforts.
What to Do If You Receive a Call from 08 6331 2995
If 08 6331 2995 contacts you:
- Do: Ask the caller to identify the organisation and the debt they're claiming you owe
- Do: Request written notice of the debt before discussing payment
- Do: Verify the debt independently by contacting the original creditor directly using contact details from your records or official websites
- Do: Check your credit file with Equifax or Experian for listed debts
- Do: Keep records of all calls from 0863312995, including dates, times, and what was discussed
- Do not: Provide personal or financial information over the phone unless you've independently verified the debt is genuine
- Do not: agree to payment arrangements under pressure without reviewing documentation
Your Rights When Collection Agencies Call
Under Australian Consumer Law, collection agencies must comply with the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010) and the Credit Code. Callers from 08 6331 2995 should not engage in misleading or deceptive conduct, make false threats, or contact you at unreasonable times or frequencies.
If you believe the debt is incorrect, disputed, or if you're being harassed by calls from 0863312995, you have the right to request the agency cease contact while you resolve the matter.
How to Report Collection Agency Conduct
If you believe calls from 08 6331 2995 breach consumer protection laws or are harassing in nature, you can report to:
- Australian Competition and Consumer Commission (ACCC) - accc.gov.au
- Financial Complaints Authority (FCA) - fca.org.au - if the debt relates to financial services
- State and Territory fair trading offices for debt collection breaches
- ACMA (Australian Communications and Media Authority) - acma.gov.au - for telecommunications complaints
Document all contact attempts from 0863312995 with dates, times, and details of what was discussed to support your complaint.
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WRITE A REVIEWFrequently Asked Questions
Is 08 6331 2995 a legitimate collection agency?
One community contributor identified 08 6331 2995 (0863312995) as a collection agency. To verify legitimacy, contact the original creditor directly using contact details from official sources, not numbers provided by the caller. Check your credit file with Equifax or Experian to confirm any registered debts. If you cannot find evidence of a genuine debt, do not engage with calls from 0863312995.
What should I do if I don't recognise the debt claimed by 08 6331 2995?
If 0863312995 claims you owe money but you don't recognise the debt, request written notice before discussing anything. Contact the original creditor directly to verify. You can dispute the debt with the collection agency and should obtain a copy of the original agreement. If the debt is incorrect, tell 08 6331 2995 in writing that you dispute it.
Can I tell 08 6331 2995 to stop calling me?
Yes. You can formally request that 0863312995 cease contact. Send a written notice to the collection agency stating you dispute the debt or requesting cessation of contact. Keep a copy for your records. They must comply with your request, though they may escalate the matter legally. Document the date you sent the notice.
How often can 08 6331 2995 legally call me?
Collection agencies must not contact you at unreasonable times or with excessive frequency. Under Australian Consumer Law, calls should be made during business hours and not so frequently as to constitute harassment. If 0863312995 is calling multiple times daily or at night, this may breach consumer protection laws. Keep records and report to the ACCC.
What if 08 6331 2995 threatens legal action?
Collection agencies can mention legal action as a last resort, but threats must be genuine and lawful. If 0863312995 threatens arrest, jail, asset seizure without legal process, or other illegal consequences, this is likely harassment. Report such conduct to the ACCC (accc.gov.au) and keep records of the threats. You are entitled to know the details of any alleged debt.
Where is 08 6331 2995 located?
08 6331 2995 (0863312995) is a Western Australian local number allocated to AAPT Limited. The area code 08 is used for landlines in Western Australia. This does not necessarily mean the caller is physically located in WA, as numbers can be diverted or operated remotely.