07 4520 1298 - 0745201298: NAB Bank Impersonation Reports

• Scam
• Legit
• Spam
• Suspicious

07 4520 1298 (0745201298) reports show callers claiming to be NAB or NAB Pay Later, seeking personal details and payment information. NAB confirmed this is a scam.

NAB Bank Impersonation Reports for 07 4520 1298

Multiple contributors have reported calls from 07 4520 1298 (also written as 0745201298) where callers impersonate NAB or NAB-related services. Eight reports identify this number as a scam operation, with callers claiming affiliation with NAB, NAB Assist, or NAB Pay Later. Notably, NAB itself has confirmed that 0745201298 is associated with fraudulent activity, lending official weight to community warnings about this Queensland-based number.

The impersonation tactic is the dominant pattern across reports for 07 4520 1298, with seven contributors specifically mentioning callers falsely claiming to represent NAB. One contributor noted the caller referenced "Beebo QLD" while claiming to be from NAB, a detail that appears across multiple reports and may indicate a specific fraud operation.

What Callers from 07 4520 1298 Claim

Contributors report callers from 07 4520 1298 using several scripted approaches. The most common claim involves notifying the recipient of an overdue or missed payment on a NAB account. Callers have stated they are calling about "missed payments" and demanded confirmation of personal banking details under the premise that account information has been compromised online.

One contributor described receiving a call where the caller claimed to be from "NAB Assist," a service NAB later confirmed they do not recognise. Another report mentioned the caller explicitly referencing "Beebo QLD" while claiming NAB affiliation, suggesting a coordinated operation using this Queensland-based identifier. The pattern indicates callers are attempting to extract banking details, payment information, or personal identification data by creating urgency around supposed account issues.

Robocall and Automated Elements

Beyond impersonation, 0745201298 has also generated reports of robocall activity. Two contributors reported receiving automated messages, with one describing a "computer voice" and another reporting an automated prompt instructing them to "press 1" for an important call. One contributor received three calls in a single day from 07 4520 1298 using this robocall format, describing it as "automated and not trustworthy."

Another report described receiving an SMS about a missed call, but the recipient's phone had not actually rung, a tactic sometimes used to prompt callback scams where the victim calls back and incurs charges or connects to a fraudulent line.

Call Patterns and Contributor Experiences

Reports for 07 4520 1298 span several years, with the earliest dating to early 2023 and the most recent from January 2026. One contributor reported receiving six calls from this number over a short period, with callers claiming to be "helpful" despite the fraudulent intent. Another contributor experienced repeated calls even after blocking the number, indicating persistence characteristic of automated or professional scam operations.

One notable report from June 2025 described legitimate NAB Pay Later collection calls from this number regarding an overdue payment, with the contributor noting that NAB contacted multiple times daily until settlement, characterising this as standard practice. This single legitimate report contrasts sharply with the overwhelming majority of scam and impersonation reports, suggesting either that 0745201298 was legitimately used by NAB at one point or that scammers can successfully mimic NAB's actual calling patterns.

What to Do If You Receive a Call from 07 4520 1298

If 07 4520 1298 calls you:

• Do not: Provide personal information, banking details, account numbers, passwords, or security codes
• Do not: Confirm your identity or date of birth, even if the caller claims to already know partial information
• Do not: Press any digits or follow prompts on automated messages from this number
• Do not: Return the call if you miss it
• Do: Hang up immediately
• Do: Block 0745201298 in your phone settings
• Do: If you are concerned about a NAB account, contact NAB directly using the number on your statement or official NAB website rather than calling back the incoming number
• Do: Report the call to your bank and to the authorities

What to Do If You Receive an SMS from 07 4520 1298

If 0745201298 sends you an SMS:

• Do not: Click any links in the message
• Do not: Reply to the message or acknowledge receipt
• Do: Delete the message immediately
• Do: Block the number
• Do: Forward the SMS to 0429 999 888 (ACMA's spam reporting number) and include a screenshot if possible
• Do: Report to Scamwatch at scamwatch.gov.au

How to Report 07 4520 1298

If you receive a call or message from 07 4520 1298, report it through the following Australian resources:

• Scamwatch: Report the incident at scamwatch.gov.au with details of what the caller claimed and what they requested
• ACMA (Australian Communications and Media Authority): Lodge a complaint at acma.gov.au, particularly if you received robocalls or unwanted automated messages
• Your bank: Contact NAB directly to report the impersonation attempt and ensure your account is secure
• ReportCyber: If personal information was compromised, report to cyber.gov.au
• Reverseau: Contribute your experience to this page to help other Australians identify and avoid 0745201298

Frequently Asked Questions