03 9122 0704 - Credit Insurance Refund Scam

• Scam

The phone number 03 9122 0704 has been reported multiple times as a phishing scam related to credit insurance refunds. Learn how to handle calls from this number safely.

Unmasking the Phishing Scam: 03 9122 0704

In the world of telecommunications, not all phone calls are created equal. The number 03 9122 0704 / 0391220704 has recently come under scrutiny due to alarming reports from several users who identified it as a source of a credit insurance refund scam. Here's a closer look at this number, how it operates, and what you should do if you receive a call from it.

What Users Are Saying

Multiple reviews pinpoint this number as a call centre attempting to swindle unsuspecting Australians with promises of a refund. One such reviewer reported their experience on 22 February 2022, detailing a deceptive conversation where the caller claimed to represent a credit insurance company, offering unfounded refunds. They requested personal details under the guise of sending a refund cheque, marking this interaction as a classic phishing attempt. Another user concisely labelled the call a scam during their review on 7 March 2022.

Classification: A Phishing Scam

Based on compiled user feedback, 03 9122 0704 / 0391220704 is firmly classified as a phishing scam. The nature of the calls suggests that the intention behind them is to obtain sensitive information from individuals, which is then likely exploited for fraudulent purposes.

How to Handle Calls from 03 9122 0704

• Do not engage with the caller. Hang up immediately if you suspect the call is fraudulent.
• Do not share any personal information, especially financial details or identification.
• If you receive a call from this number and feel threatened or uncomfortable, consider reporting it to the Australian Cyber Security Centre or the authorities.
• Utilise Reverseau or similar services for a reverse phone lookup Australia. This tool can help you identify the origins of unfamiliar numbers.
• Stay informed about common scams by checking reputable consumer websites and forums.

Understanding how to recognise and respond to scams like the one linked to 03 9122 0704 / 0391220704 is essential in today's digital age. Remember, if something seems too good to be true, it typically is. By staying vigilant and informed, you can protect yourself from falling prey to these deceitful tactics.