- Scam
- Uncertain
Community reports for 03 9022 3891 (0390223891) describe scammers impersonating Visa and Commonwealth Bank regarding suspicious $1800 transfers.
Bank Impersonation Reports for 03 9022 3891
One contributor has reported receiving a scam call from 03 9022 3891 (also written as 0390223891) where callers impersonated Visa and Commonwealth Bank representatives. The scammer claimed there was an unauthorised $1800 transfer requiring immediate verification, a classic social engineering tactic designed to create urgency and panic.
The call to 0390223891 specifically targeted the contributor's financial information, with the impersonator requesting personal details to "confirm" the transaction. This dual impersonation approach - claiming to represent both Visa and Commonwealth Bank simultaneously - is a red flag indicating coordinated fraud rather than a legitimate inquiry from either financial institution.
What Callers from 03 9022 3891 Claim
The contributor who answered the call from 03 9022 3891 reported that the scammer opened with urgency, immediately referencing a specific $1800 transfer and asking about the recipient's knowledge of the transaction. The caller requested personal information to "verify" the account holder's identity, which is a core tactic used in financial impersonation scams.
When contacting 0390223891, callers attempted to establish credibility by name-dropping both Visa and Commonwealth Bank. Legitimate financial institutions never cold-call asking for personal information to verify transactions - they already have access to your account details and would direct you to call them back on the official number on your bank card or statement.
Report Patterns and Activity
The single detailed report about 03 9022 3891 came through a call that was answered, allowing the contributor to document the scammer's specific claims and tactics. A second report indicated the number rang but left no message, which is common behaviour for scammers testing whether a number is active before launching a full impersonation attack.
The reports about 0390223891 suggest the number is being used actively for financial fraud. The allocation data shows this is a local VIC service through netsip-pty-ltd, which can make the number appear more legitimate to recipients in Victoria - a tactic scammers use to increase answer rates.
What to Do If You Receive a Call from 03 9022 3891
If 03 9022 3891 calls you claiming to be from your bank or payment provider:
- Do not: Confirm any personal details, provide card numbers, PINs, or one-time codes. Do not stay on the line to "verify" the call.
- Do: Hang up immediately. If you're concerned about a transaction, hang up and call your bank directly using the number on your card or statement.
- Do: Block 0390223891 to prevent repeated calls.
- Do: Remember that banks never ask for passwords, PINs, or full card details over unsolicited calls.
The urgency and specificity about the $1800 transfer in reports about 03 9022 3891 are designed to override your caution. Take time to verify independently rather than reacting in the moment.
How to Report 03 9022 3891
If you receive a scam call from 03 9022 3891 or 0390223891 attempting to impersonate your bank or financial institution:
- Report to Scamwatch: scamwatch.gov.au - provides detailed reporting for financial impersonation scams and tracks emerging threats.
- Report to ACMA: acma.gov.au - the Australian Communications and Media Authority investigates telephone fraud and can action service providers like netsip-pty-ltd.
- Report to your bank: Contact Commonwealth Bank directly on the number on your card to report the impersonation attempt.
- Report to ReportCyber: cyber.gov.au - if any personal information was compromised during the call.
- Contribute to Reverseau: Add your experience with 03 9022 3891 to help other Australians identify this scam number.
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Scammers claiming to be Visa and Commonwealth Bank asking about an $1800 transfer
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WRITE A REVIEWFrequently Asked Questions
Why would scammers claim to be both Visa and Commonwealth Bank when calling 03 9022 3891?
Dual impersonation increases the illusion of legitimacy and confuses targets. The scammer likely claims Visa is calling on behalf of Commonwealth Bank, or vice versa, to make the story more convincing. When you receive a call from 0390223891 making contradictory claims about which organisation they represent, it's a strong indicator of fraud.
What should I do if I already gave information to someone who called from 03 9022 3891?
Contact your bank immediately using the number on your card. Tell them about the call from 0390223891 and explain what information you may have shared. Monitor your accounts for suspicious activity and consider placing a fraud alert with your bank. If you disclosed a full card number or PIN, ask your bank to reissue your card.
Can a legitimate bank call me about an $1800 transfer using the number 03 9022 3891?
No. Commonwealth Bank and Visa will never initiate contact about a transaction by calling an unknown number and asking you to confirm details. If 0390223891 calls you about a specific transfer amount, it's a scam. Legitimate banks always direct you to call them back on a verified number.
How do scammers know my name and account details to make the call from 03 9022 3891 convincing?
Data breaches, publicly available information, or leaked customer databases allow scammers to research targets before calling 0390223891. They may know your suburb or recent transaction patterns, which makes their claims seem credible. This is why you should never confirm details they already mention - it doesn't prove they're legitimate.
Should I call the number back if I missed the call from 03 9022 3891?
No. Do not return a call to 0390223891 or any unknown number that calls you, especially one suspected of fraud. Callback scams are common - the scammer may claim to have urgently called you to give them an excuse for the return contact. Always initiate contact yourself using official numbers.
What does netsip-pty-ltd have to do with the scam call from 03 9022 3891?
Netsip-pty-ltd is the service provider that allocated the number 0390223891. Scammers often use VoIP providers (rather than traditional phone lines) because they can spoof caller IDs and are harder to trace. Reporting 03 9022 3891 to ACMA can lead to investigation of netsip-pty-ltd's role in facilitating the scam.